110 Rustic Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 110 Rustic Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,276 sqft · built 1975
Lot Size	0.637 acres (27,773 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2018)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083157J A 02500`

Property Details

APN / Parcel Number

Primary APN	`083157J A 02500`
Alternative APN	`157J A 02500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,276 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,773 sqft
Lot Dimensions	370 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	546 sqft
Driveway	Driveway
Driveway Area	1,800 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	110 RUSTIC LN
City	GALLATIN
State	TN
Zip	37066-5671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 0002 PAGE: 0016 BLOCK: LOT: 0083 SUBD: SUNSET BAY RESORT
Legal Subdivision	SUNSET BAY RESORT
Legal Lot Number	83 75
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1026
Census Tract	21203

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 RUSTIC LN, GALLATIN, TN 37066-5671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	1244072
Deed Book / Page	4807 / 349
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	110 RUSTIC LN, GALLATIN, TN 37066-5671
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057880350
Date	Nov 22, 2021
Book Page	5788/350
Instrument	1392284

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	110 RUSTIC LN, GALLATIN, TN 37066-5671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050500673
Date	Oct 10, 2019
Book Page	5050/673
Instrument	1285948

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 4, 2018
Property Address	110 RUSTIC LN, GALLATIN, TN 37066-5671
Document Number	0048070349
Book / Page	4807 / 349
Map Reference	MB 2 PG 15-17
Instrument Date	Aug 29, 2018
Instrument	1244072
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 RUSTIC LN, GALLATIN, TN 37066-5671

Mortgage

Document Number	1244073
Date	Sep 4, 2018
Instrument	1244073

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 28, 2017
Property Address	110 RUSTIC LN, GALLATIN, TN 37066-5671
Document Number	0046150403
Book / Page	4615 / 403
Map Reference	MB 2 PG 15-17
Instrument Date	Sep 22, 2017
Instrument	1209740
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RUSTIC LN, GALLATIN, TN 37066-5671

Mortgage

Document Number	1209741
Date	Sep 28, 2017
Instrument	1209741

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (-4.46%)	$123,525 (+51.43%) Land $37,500 Building $86,025
2024			$494,100 (+51.43%) Land $150,000 Building $344,100
2023	$1,837.00 (-0.43%)	$81,575 (-) Land $30,000 Building $51,575
2022	$1,845.00	$81,575 Land $30,000 Building $51,575
2021			$326,300 Land $120,000 Building $206,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	22 (2009–2022)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Rustic Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures