110 Rose St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 110 Rose St, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,036 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2005)
Tax Bill	$5,302 (2026)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`432601 68.5-2-51`

Property Details

APN / Parcel Number

Primary APN	`432601 68.5-2-51`
Alternative APNs	`260106800500020510000000` `431A100662`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	1,518 sqft
2nd Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	205 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A100662
Street Address	110 ROSE ST
City	COBLESKILL
State	NY
Zip	12043-4668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GOUSE & GARAGE
Legal Block	2
Legal Lot Number	51.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	5
Census Block	5012
Census Tract	740200

Owner

110 Rose St is owned by two individuals who bought it in December 2005.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 132, COBLESKILL, NY 12043-0132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2005 · Amount on File
Deed Sale	Dec 21, 2005 · Amount on File
Deed Book / Page	802 / 125
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 19, 2021
Property Address	110 ROSE ST, COBLESKILL, NY 12043-4668
Document Number	001135/108
Book / Page	1135 / 108
Instrument Date	Apr 11, 2021
Instrument	786787
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	166 ELM ST # 2, 2, COBLESKILL, NY 12043-4674

Tax Assessment & Valuation

The 2026 property tax bill for 110 Rose St was $5,302, up 5.2% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,302.00 (+5.2%)
2025	$5,040.00	$86,400 Land $18,000 Building $68,400	$176,327 Land $36,735 Building $139,592
2023		$86,400 Land $18,000 Building $68,400	$151,579 Land $31,579 Building $120,000
2020	$7,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Rose St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (2011–2013)
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Rose St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20