Schoharie County and Cobleskill Town property record for 107 Rose St, Cobleskill, NY 12043
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,132 sqft · built 1860 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $89,900 (Oct 2006) |
| Tax Bill | $4,191 (2026) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 68.5-1-13 |
| Primary APN | 432601 68.5-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Total Area |
| 1st Floor Area | 1,156 sqft |
| 2nd Floor Area | 976 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 388 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A101211 |
|---|---|
| Street Address | 107 ROSE ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4672 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | 2 FAM HOUSE GAR |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 740200 |
107 Rose St, a duplex, is owner-occupied and held in a trust since December 2007.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 107 ROSE ST, COBLESKILL, NY 12043-4672 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2006 · Amount on File |
| Deed Sale | Oct 17, 2006 · Amount on File |
| Prior Sale | Oct 9, 2002 · Amount on File |
| Deed Book / Page | 822 / 71 |
| Last Transfer Date | Dec 21, 2007 |
| Transfer Doc | 001189/124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 1, 2023 |
| Property Address | 107 ROSE ST, COBLESKILL, NY 12043-4672 |
| Document Number | 001189/124 |
| Book / Page | 1189 / 124 |
| Instrument Date | Dec 21, 2007 |
| Instrument | 821248 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4 WOODLAWN TER, DELMAR, NY 12054-1022 |
The 2026 property tax bill for 107 Rose St was $4,191 with exemptions applied, up 5.8% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,191.00 (+5.81%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,961.00 | $68,300 Land $13,800 Building $54,500 | $139,388 Land $28,163 Building $111,225 |
| 2023 | $70,300 Land $13,800 Building $56,500 | $123,333 Land $24,210 Building $99,123 | |
| 2020 | $2,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Rose St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Rose St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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