Union County property record for 110 Ridgewood Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,620 sqft · built 1970 |
| Lot Size | 0.827 acres (36,024 sqft) |
| Owner | Individual on Record |
| Last Sale | $320,000 (Sep 2021) |
| Tax Bill | $3,966 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-241-066 |
| Primary APN | 09-241-066 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 2,620 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,024 sqft (0.827 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 110 RIDGEWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #32-#34 BLKD SHANNON HILLS 8262-391 |
| Legal Block | D |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20502 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 110 RIDGEWOOD DR, MONROE, NC 28112-6362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| May 7, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Nov 13, 2018 | Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 202146501 |
| Deed Book / Page | 8262 / 391 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 30, 2021 |
| Property Address | 110 RIDGEWOOD DR, MONROE, NC 28112-6362 |
| Document Number | 0008262391 |
| Book / Page | 8262 / 391 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 46501 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 110 RIDGEWOOD DR, MONROE, NC 28112-6362 |
| Document Number | 0000046502 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 46502 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 7, 2021 |
| Property Address | 110 RIDGEWOOD DR, MONROE, NC 28112-6362 |
| Document Number | 0008093544 |
| Book / Page | 8093 / 544 |
| Instrument Date | May 4, 2021 |
| Instrument | 21822 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $642.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2801 POTTER RD S, 2801, WAXHAW, NC 28173-7755 |
| Name | Verified Name |
|---|---|
| Address | 410 NORTH SCOTTSDALE ROAD #1600 # 1600, 1600, MONROE, NC 28112 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 13, 2018 |
| Property Address | 110 RIDGEWOOD DR, MONROE, NC 28112-6362 |
| Document Number | 0007267509 |
| Book / Page | 7267 / 509 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 0031606 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 RIDGEWOOD DR, MONROE, NC 28112-6362 |
| Document Number | 0000031607 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 0031607 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,966.00 (+37.04%) | $453,700 (+70.95%) Land $77,200 Building $376,500 | $453,700 (+70.95%) Land $77,200 Building $376,500 |
| 2023 | $2,894.00 | $265,400 Land $25,400 Building $240,000 | $265,400 Land $25,400 Building $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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