103 Ridgewood Dr, Monroe, NC 28112 Property Records

Union County property record for 103 Ridgewood Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,424 sqft · built 1964
Lot Size	1.08 acres (47,219 sqft)
Owner	Individual Name on Record
Tax Bill	$4,299 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-241-062 80`

Property Details

APN / Parcel Number

Primary APN	`09-241-062 80`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,424 sqft Living Area
Gross Area	4,120 sqft
Basement Area	651 sqft
Finished Basement	651 sqft
Unfinished Basement	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,219 sqft (1.08 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 RIDGEWOOD DR
City	MONROE
State	NC
Zip	28112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	RIDGEWOOD 09241062 80= 1.084/ 3.330 AC
Legal Subdivision	RIDGEWOOD
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	20502

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 HILLSDALE RD, MONROE, NC 28112-6359
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 (+31.07%)	$491,800 (+63.5%) Land $75,300 Building $416,500	$491,800 (+63.5%) Land $75,300 Building $416,500
2023	$3,280.00	$300,800 Land $30,700 Building $270,100	$300,800 Land $30,700 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20