110 Pine Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 110 Pine Dr, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2020)
Tax Bill	$864 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33192`

Property Details

APN / Parcel Number

Primary APN	`33192`
Alternative APN	`1333025`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,000 sqft Finished Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Shed Roof
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	530 sqft
Shed	1 Shed
Shed Area	360 sqft
Canopy	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1333025
Street Address	110 PINE DR
City	SHELBY
State	NC
Zip	28150-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#9-12 BLK C
Legal Subdivision	POLKVILLE CITY LIMITS
Legal Block	1
Legal Lot Number	41
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1033
Census Tract	950102

Owner

Source: Cleveland County records · APN 33192

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 PINE DR, SHELBY, NC 28150-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
Sep 08, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	202043887
Deed Book / Page	1821 / 288
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	110 PINE DR, SHELBY, NC 28150-2007
Transaction Type	Mortgage
Record Updated	Oct 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017920125
Date	May 21, 2019
Book Page	1792/0125
Instrument	200026499

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 08, 2020
Property Address	110 PINE DR, SHELBY, NC 28150-2007
Document Number	0018210288
Book / Page	1821 / 288
Instrument Date	Sep 02, 2020
Instrument	200043887
Transaction Type	Transfer
Record Updated	Oct 07, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 PINE DR, SHELBY, NC 28150-2007

Mortgage

Document Number	1821291
Date	Sep 08, 2020
Instrument	1821/291

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 01, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Polkville City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,929 (-) Land $11,923 Building $109,006	$120,929 (-) Land $11,923 Building $109,006
2025	$864.00	$120,929 (+61.54%) Land $11,923 Building $109,006	$120,929 (+61.54%) Land $11,923 Building $109,006
2023		$74,859 Land $9,406 Building $65,453	$74,859 Land $9,406 Building $65,453

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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