108 Pine Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 108 Pine Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1998
Lot Size	0.909 acres (39,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Feb 2020)
Tax Bill	$816 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33202`

Property Details

APN / Parcel Number

Primary APN	`33202`
Alternative APN	`1328085`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	39,622 sqft (0.909 acres)

Exterior Amenities

Porch	Slab
Porch Area	236 sqft
Canopy	286 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1328085
Street Address	108 PINE DR
City	SHELBY
State	NC
Zip	28150-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	#1-8 BLK C PB6-22 IVEY WHISNANT SD
Legal Subdivision	POLKVILLE CITY LIMITS
Legal Block	1
Legal Lot Number	51
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1033
Census Tract	950102

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 162, LAWNDALE, NC 28090-0162
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	202036511
Deed Book / Page	1808 / 717
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 27, 2020
Property Address	108 PINE DR, SHELBY, NC 28150
Document Number	0018080717
Book / Page	1808 / 717
Map Reference	MB 6 PG 22
Instrument Date	Feb 27, 2020
Instrument	200036511
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 E SANDERS RD, 1009, SHELBY, NC 28150-9253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 162, LAWNDALE, NC 28090-0162

Mortgage

Document Number	18080720
Date	Feb 27, 2020
Instrument	1808/0720

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Polkville City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$816.00 (+10.42%)	$103,490 (-) Land $18,000 Building $85,490	$103,490 (-) Land $18,000 Building $85,490
2025	$739.00	$103,490 (+54.34%) Land $18,000 Building $85,490	$103,490 (+54.34%) Land $18,000 Building $85,490
2023		$67,053 Land $14,200 Building $52,853	$67,053 Land $14,200 Building $52,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20