110 Morningside Dr, Chattanooga, TN 37404 Property Records

Hamilton County property record for 110 Morningside Dr, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,271 sqft · built 1960
Lot Size0.355 acres (15,496 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (Jul 2013)
Tax Bill$1,660 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN156B B 032

Property Details

APN / Parcel Number

Primary APN156B B 032
Alternative APN
  • 0000089820

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,271 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,496 sqft (0.355 acres)
Lot Dimensions145 ft deep x 106 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000089820
Street Address110 MORNINGSIDE DR
CityCHATTANOOGA
StateTN
Zip37404-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 6 PT 5 7 BLK 1 REV PLAT OF FERGER PLACE PB7 PG28
Legal SubdivisionFERGER PLACE
Legal Block1
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3001
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2013 · Amount on Record
Deed SaleJul 1, 2013 · Amount on Record
Prior SaleApr 25, 2013 · Amount on Record
Deed Document Number2013235
Deed Book / Page9993 / 445
Prior Transfer DateMay 21, 2013
Prior Transfer Doc0000000234
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address110 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000354
DateMar 28, 2022
Book Page12898/353
Instrument2022032800354
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,660.00 (-0.36%)$109,550 (+47.05%)$438,200 (+47.05%) Land $50,000 Building $388,200
2024$1,666.00$74,500 (-)$298,000 (-) Land $50,000 Building $248,000
2023$1,666.00$74,500 (-)$298,000 (-) Land $50,000 Building $248,000
2022$1,666.00$74,500$298,000 Land $50,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims24 (1983–2015)
Claims Outside the SFHA4 of 24
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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