101 Morningside Dr, Chattanooga, TN 37404 Property Records

Hamilton County property record for 101 Morningside Dr, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,566 sqft · built 1960
Lot Size0.411 acres (17,940 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Sep 2024)
Tax Bill$1,539 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN156B C 002

Property Details

APN / Parcel Number

Primary APN156B C 002
Alternative APN
  • 0000089825

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,566 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,940 sqft (0.411 acres)
Lot Dimensions130 ft deep x 138 ft wide
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000089825
Street Address101 MORNINGSIDE DR
CityCHATTANOOGA
StateTN
Zip37404-5028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 1&2 PT 3 REV PLAT OF FERGER PLACE PB7 PG28
Legal SubdivisionFERGER PLACE
Legal Lot Number1,2 2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3003
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2024Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 6, 2020Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG
May 18, 2017Warranty Deed, Transfer · Conventional with PMI
PEOPLES HM EQUITY
Jan 9, 2017Warranty Deed, Transfer · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleMay 6, 2020 · Amount on Record
Deed Document Number2024091900081
Deed Book / Page13710 / 188
Record UpdatedJun 8, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 19, 2024
Property Address101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028
Document Number0000000081
Book / Page13710 / 188
Map ReferenceMB 7 PG 28&29
Instrument DateSep 18, 2024
Instrument2024091900081
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,591.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028

Mortgage

Document Number0000000082
DateSep 19, 2024
Instrument2024091900082
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 6, 2020
Property Address101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028
Document Number0506000054
Book / Page011992 / 000230
Instrument DateMay 5, 2020
Instrument200506000054
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyNORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,061.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 MORNINGSIDE DR CHATTANOOGA TN 374045028, CHATTANOOGA, TN 37404-5028

Mortgage

Document Number506000055
DateMay 6, 2020
Book Page011992/000233
Instrument200506000055
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 5, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 18, 2017
Property Address101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028
Document Number0000000047
Book / Page011052 / 000626
Instrument DateMay 16, 2017
Instrument47
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyMIDTOWN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$777.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address101 MORNINGSIDE DR CHATTANOOGA TN 374045028, CHATTANOOGA, TN 37404-5028

Mortgage

Document Number48
DateMay 18, 2017
Book Page011052/000628
Instrument48
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 9, 2017
Property Address101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028
Document Number0000000162
Book / Page010948 / 000955
Instrument DateDec 29, 2016
Instrument162
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanyMIDTOWN TITLE COMPANY, MIDTOWN TITLE CO

Transaction

AmountAmount Recorded
Tax$306.36
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5207 TROUSDALE DR NASHVILLE TN 372202224, NASHVILLE, TN 37220-2224

Mortgage

Document Number163,
DateJan 9, 2017
Book Page010948/000958
Instrument163
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 8, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,539.00 (-4.41%)$101,550 (+41.04%)$406,200 (+41.04%) Land $50,000 Building $356,200
2024$1,610.00$72,000 (-)$288,000 (-) Land $47,300 Building $240,700
2023$1,610.00$72,000 (-)$288,000 (-) Land $47,300 Building $240,700
2022$1,610.00$72,000$288,000 Land $47,300 Building $240,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims24 (1983–2015)
Claims Outside the SFHA4 of 24
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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