Hamilton County property record for 101 Morningside Dr, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,566 sqft · built 1960 |
| Lot Size | 0.411 acres (17,940 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Sep 2024) |
| Tax Bill | $1,539 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156B C 002 |
| Primary APN | 156B C 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,940 sqft (0.411 acres) |
| Lot Dimensions | 130 ft deep x 138 ft wide |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000089825 |
|---|---|
| Street Address | 101 MORNINGSIDE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1&2 PT 3 REV PLAT OF FERGER PLACE PB7 PG28 |
| Legal Subdivision | FERGER PLACE |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2024 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2020 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| May 18, 2017 | Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY |
| Jan 9, 2017 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | May 6, 2020 · Amount on Record |
| Deed Document Number | 2024091900081 |
| Deed Book / Page | 13710 / 188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 19, 2024 |
| Property Address | 101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028 |
| Document Number | 0000000081 |
| Book / Page | 13710 / 188 |
| Map Reference | MB 7 PG 28&29 |
| Instrument Date | Sep 18, 2024 |
| Instrument | 2024091900081 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028 |
| Document Number | 0000000082 |
|---|---|
| Date | Sep 19, 2024 |
| Instrument | 2024091900082 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 6, 2020 |
| Property Address | 101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028 |
| Document Number | 0506000054 |
| Book / Page | 011992 / 000230 |
| Instrument Date | May 5, 2020 |
| Instrument | 200506000054 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,061.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 MORNINGSIDE DR CHATTANOOGA TN 374045028, CHATTANOOGA, TN 37404-5028 |
| Document Number | 506000055 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 011992/000233 |
| Instrument | 200506000055 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 18, 2017 |
| Property Address | 101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028 |
| Document Number | 0000000047 |
| Book / Page | 011052 / 000626 |
| Instrument Date | May 16, 2017 |
| Instrument | 47 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | MIDTOWN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 MORNINGSIDE DR CHATTANOOGA TN 374045028, CHATTANOOGA, TN 37404-5028 |
| Document Number | 48 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 011052/000628 |
| Instrument | 48 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 9, 2017 |
| Property Address | 101 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5028 |
| Document Number | 0000000162 |
| Book / Page | 010948 / 000955 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 162 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2017 |
| Title Company | MIDTOWN TITLE COMPANY, MIDTOWN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $306.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5207 TROUSDALE DR NASHVILLE TN 372202224, NASHVILLE, TN 37220-2224 |
| Document Number | 163, |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 010948/000958 |
| Instrument | 163 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 8, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,539.00 (-4.41%) | $101,550 (+41.04%) | $406,200 (+41.04%) Land $50,000 Building $356,200 |
| 2024 | $1,610.00 | $72,000 (-) | $288,000 (-) Land $47,300 Building $240,700 |
| 2023 | $1,610.00 | $72,000 (-) | $288,000 (-) Land $47,300 Building $240,700 |
| 2022 | $1,610.00 | $72,000 | $288,000 Land $47,300 Building $240,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 24 (1983–2015) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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