110 Megan Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 110 Megan Ln, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,534 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$369,999 (Jul 2020)
Tax Bill	$2,613 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55L3-1-288`

Property Details

APN / Parcel Number

Primary APN	`55L3-1-288`
Alternative APN	`8049349`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,121 sqft
Basement Area	1,121 sqft
Unfinished Basement	1,121 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	29 sqft
Deck Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049349
Street Address	110 MEGAN LN
City	STEPHENSON
State	VA
Zip	22656-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L288 S3 P1
Legal Subdivision	RED BUD
Legal Phase	1
Legal Lot Number	288
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

110 Megan Ln is owned and occupied by an individual who bought it in July 2020.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Jul 23, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 4, 2017	Deed of Trust, Mortgage MAJESTIC HM LNS
Oct 28, 2016	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MTG
Oct 28, 2016	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Aug 18, 2016 · Amount on File
Deed Document Number	20209359
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MEGAN LANE, FISHERS HILL, VA 22626

Mortgage

Document Number	0000012493
Date	Dec 12, 2025
Instrument	250012493

Lender

Name	OAK VIEW NATIONAL BANK
Type	Bank
Address	FLINT HILL, VA 22627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MEGAN LN, STEPHENSON, VA 22656-2234

Mortgage

Document Number	0000011425
Date	Nov 12, 2025
Instrument	250011425

Lender

Name	OAK VIEW NATIONAL BANK
Type	Bank
Address	FLINT HILL, VA 22627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 23, 2020
Property Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Document Number	0000009359
Instrument Date	Jul 20, 2020
Instrument	9359
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	110 MEGAN LN STEPHENSON VA 226562234, STEPHENSON, VA 22656-2234

Mortgage

Document Number	9360
Date	Jul 23, 2020
Instrument	9360

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Document Number	0000010761
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MEGAN LN STEPHENSON VA 226562234, STEPHENSON, VA 22656-2234

Mortgage

Document Number	0000010761
Date	Oct 16, 2017
Instrument	10761

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	UNTARIO, CA 91761

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Document Number	0000000157
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MEGAN LN STEPHENSON VA 226562234, STEPHENSON, VA 22656-2234

Mortgage

Document Number	0000000157
Date	Jan 5, 2017
Instrument	157

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MEGAN LN, STEPHENSON, VA 22656-2234
Document Number	0000000157
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MEGAN LN STEPHENSON VA 226562234, STEPHENSON, VA 22656-2234

Mortgage

Document Number	0000000157
Date	Jan 6, 2017
Instrument	157

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 110 Megan Ln was $2,613, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,613.00 (+10.39%)	$493,100 Land $108,000 Building $385,100	$493,100 Land $108,000 Building $385,100
2025	$2,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Megan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Megan Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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