105 Megan Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 105 Megan Ln, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,183 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$474,900 (May 2021)
Tax Bill	$2,646 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55L3-1-232`

Property Details

APN / Parcel Number

Primary APN	`55L3-1-232`
Alternative APN	`8049341`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,183 sqft Living Area
Gross Area	4,267 sqft
1st Floor Area	1,030 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	106 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049341
Street Address	105 MEGAN LN
City	STEPHENSON
State	VA
Zip	22656-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L232 S3 P1
Legal Subdivision	RED BUD
Legal Phase	1
Legal Lot Number	232
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

105 Megan Ln is owned and occupied by an individual who bought it in May 2021.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	105 MEGAN LN, STEPHENSON, VA 22656-2233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 31, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	20217723
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 7, 2021
Property Address	105 MEGAN LN, STEPHENSON, VA 22656-2233
Document Number	0000007723
Instrument Date	May 7, 2021
Instrument	210007723
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MEGAN LN, STEPHENSON, VA 22656-2233

Mortgage

Document Number	0000007724
Date	May 7, 2021
Instrument	210007724

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 31, 2017
Property Address	105 MEGAN LN, STEPHENSON, VA 22656-2233
Document Number	0000005376
Instrument Date	May 30, 2017
Instrument	170005376
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MEGAN LN, STEPHENSON, VA 22656-2233

Mortgage

Document Number	0000005377
Date	May 31, 2017
Instrument	170005377

Lender

Name	RESIDENTIAL MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 105 Megan Ln was $2,646, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,646.00 (+10.43%)	$499,200 Land $108,000 Building $391,200	$499,200 Land $108,000 Building $391,200
2025	$2,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Megan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Megan Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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