110 Lyons St, Spring City, TN 37381 Property Records

Rhea County property record for 110 Lyons St, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,686 sqft · built 1962
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2019)
Tax Bill	$1,024 (2021)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072030E J 01000`

Property Details

APN / Parcel Number

Primary APN	`072030E J 01000`
Alternative APN	`030E J 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Unfinished Basement	1,686 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1994
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	200 ft deep x 182 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	24 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	110 LYONS ST
City	SPRING CITY
State	TN
Zip	37381-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: LYONS
Legal Subdivision	LYONS
Legal Lot Number	13 14
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	3
Census Block	3035
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 LYONS ST, SPRING CITY, TN 37381-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE
Jul 26, 2019	Warranty Deed, Transfer · Line of Credit COMMUNITY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	0000476625
Deed Book / Page	476 / 625
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	110 LYONS ST, SPRING CITY, TN 37381-4003
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	TITLE INSURANCE CO OF DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015741
Date	Sep 7, 2022
Book Page	T682/93
Instrument	22015741

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2042

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jul 26, 2019
Property Address	110 LYONS ST, SPRING CITY, TN 37381-4003
Document Number	0000012109
Book / Page	000476 / 000625
Instrument Date	Jul 26, 2019
Instrument	12109
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LYONS ST SPRING CITY TN 373814003, SPRING CITY, TN 37381-4003

Mortgage

Document Number	12110
Date	Jul 26, 2019
Book Page	000613/000256
Instrument	12110

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	DAYTON, TN 37321-0255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Municipality	Spring City Town
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,325 (+93.03%) Land $3,275 Building $50,050
2024			$213,300 (+93.03%) Land $13,100 Building $200,200
2022		$27,625 Land $2,250 Building $25,375	$110,500 Land $9,000 Building $101,500
2021	$1,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING CITY WATER SYSTEM serves 2,920 people · EPA ID TN0000656
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Jan 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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