105 Lyons St, Spring City, TN 37381 Property Records

Rhea County property record for 105 Lyons St, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	1 ba · 761 sqft · built 1947
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$99,500 (Feb 2020)
Tax Bill	$610 (2021)
Deeds & Mortgages	Jan 2026 Second Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072030E J 01400`

Property Details

APN / Parcel Number

Primary APN	`072030E J 01400`
Alternative APN	`030E J 01400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	761 sqft Living Area
1st Floor Area	696 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Patio Area	9 sqft
Shed	1 Shed
Shed Area	91 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 LYONS ST
City	SPRING CITY
State	TN
Zip	37381-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: LYONS
Legal Subdivision	LYONS
Legal Lot Number	1 2
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	3
Census Block	3035
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 LYONS ST, SPRING CITY, TN 37381-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 21, 2020	Warranty Deed, Transfer · VA Mortgage FIRST CMNTY MTG INC
Dec 31, 2018	Warranty Deed, Transfer CROSSLAND TITLE
Sep 7, 2017	Quit Claim Deed, Mortgage · Line of Credit ATHENS FED'L CMNTY BK
Sep 7, 2017	Quit Claim Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	20000687
Deed Book / Page	481 / 466
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	105 LYONS ST, SPRING CITY, TN 37381-4004
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LYONS ST, SPRING CITY, TN 37381-4004

Mortgage

Document Number	0000031443
Date	Jan 5, 2026
Book Page	T741/505
Instrument	26031443

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Feb 21, 2020
Property Address	105 LYONS ST, SPRING CITY, TN 37381-4004
Document Number	0000000687
Book / Page	000481 / 000466
Instrument Date	Feb 20, 2020
Instrument	687
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 LYONS ST SPRING CITY TN 373814004, SPRING CITY, TN 37381-4004

Mortgage

Document Number	688
Date	Feb 21, 2020
Book Page	000623/000083
Instrument	688

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Dec 31, 2018
Property Address	105 LYONS ST, SPRING CITY, TN 37381-4004
Document Number	0000009403
Book / Page	000471 / 000670
Instrument Date	Dec 20, 2018
Instrument	9403
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CROSSLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$125.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SCENIC HILL DR SPRING CITY TN 373815425, SPRING CITY, TN 37381-5425

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Sep 7, 2017
Property Address	105 LYONS ST, SPRING CITY, TN 37381-4004
Document Number	0000003162
Book / Page	000460 / 000075
Instrument Date	Aug 15, 2017
Instrument	3162
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9105 STATE HIGHWAY 58 S DECATUR TN 373227230, DECATUR, TN 37322-7230

Mortgage

Document Number	3163
Date	Sep 7, 2017
Book Page	000582/000439
Instrument	3163

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Sep 7, 2017
Property Address	105 LYONS ST, SPRING CITY, TN 37381-4004
Document Number	0000003161
Book / Page	000460 / 000073
Instrument Date	Aug 15, 2017
Instrument	3161
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 STATE HIGHWAY 58 S DECATUR TN 373227230, DECATUR, TN 37322-7230

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Municipality	Spring City Town
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,025 (+82.52%) Land $2,325 Building $27,700
2024			$120,100 (+82.52%) Land $9,300 Building $110,800
2022		$16,450 Land $1,575 Building $14,875	$65,800 Land $6,300 Building $59,500
2021	$610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING CITY WATER SYSTEM serves 2,920 people · EPA ID TN0000656
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Jan 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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