Pender County property record for 110 Jennifer Rd, Surf City, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,298 sqft · built 1996 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $645,000 (Feb 2024) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4234-24-7963-0000 |
| Primary APN | 4234-24-7963-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| Basement Area | 156 sqft |
| Unfinished Basement | 156 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Deck Area | 232 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000054934 |
|---|---|
| Street Address | 110 JENNIFER RD |
| City | SURF CITY |
| State | NC |
| Zip | 28445-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 8 PB 5/74 HOLIDAY HEIGHTS |
| Legal Subdivision | HOLIDAY HEIGHTS |
| Legal Lot Number | 8 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 920106 |
110 Jennifer Rd is owner-occupied and held in a trust since April 2026.
Source: Pender County records, as of April 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 110 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 13, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 2, 2022 | Warranty Deed, Transfer · Line of Credit TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Dec 2, 2022 · Amount on File |
| Deed Document Number | 202420124766 |
| Deed Book / Page | 4829 / 2177 |
| Last Transfer Date | Apr 4, 2026 |
| Transfer Doc | 0020154659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 110 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0020154659 |
| Book / Page | 4889 / 2671 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 202620154659 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 110 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 110 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0048750549 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 4875/549 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 1, 2024 |
| Property Address | 110 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0048292177 |
| Book / Page | 4829 / 2177 |
| Map Reference | MB 5 PG 74 |
| Instrument Date | Jan 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 HERITAGE CLUB AVE, WAKE FOREST, NC 27587-4201 |
| Document Number | 0048292181 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 4829-2181 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12% |
| Margin | 3 |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Dec 2, 2022 |
| Property Address | 110 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0048022155 |
| Book / Page | 4802 / 2155 |
| Map Reference | MB 5 PG 74 |
| Instrument Date | Nov 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 FOREST EDGE LN, 608, RED OAK, TX 75154-1644 |
| Name | Verified Name |
|---|---|
| Address | 653 NEUSE RD, KINSTON, NC 28501-9574 |
| Document Number | 0048022158 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 4802-2158 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 110 Jennifer Rd was $2,231.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 | $645,868 Land $433,469 Building $212,399 | $645,868 Land $433,469 Building $212,399 |
| 2023 | $268,827 (-) Land $105,449 Building $163,378 | $268,827 (-) Land $105,449 Building $163,378 | |
| 2022 | $1,982.00 | $268,827 Land $105,449 Building $163,378 | $268,827 Land $105,449 Building $163,378 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 110 Jennifer Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Jennifer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURF CITY serves 9,730 people · EPA ID NC0471015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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