Pender County property record for 107 Jennifer Rd, Surf City, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,252 sqft · built 2002 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Sep 2021) |
| Tax Bill | $5,145 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4234-25-6138-0000 |
| Primary APN | 4234-25-6138-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,252 sqft Living Area |
| Basement Area | 1,470 sqft |
| Unfinished Basement | 1,470 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 140 ft deep x 64 ft wide |
| Pool Area | 270 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 198 sqft |
| Patio Area | 312 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000043783 |
|---|---|
| Street Address | 107 JENNIFER RD |
| City | SURF CITY |
| State | NC |
| Zip | 28445-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | NEW LT 36 PB 59/34 BOWMAN SURVEY |
| Legal Subdivision | HOLIDAY HEIGHTS |
| Legal Lot Number | 36 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
107 Jennifer Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Pender County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | May 6, 2016 · Amount on File |
| Deed Book / Page | 4766 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 4, 2026 |
| Property Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0020160794 |
| Book / Page | 4902 / 1367 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202620160794 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | TITLE AGENCY, ADVOCUS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0020160794, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 4902/1367 |
| Instrument | 202620160794 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048191713 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 4819/1713 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 11, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 27, 2021 |
| Property Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0047660476 |
| Book / Page | 4766 / 476 |
| Map Reference | MB 5 PG 74 |
| Instrument Date | Aug 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1531 PLANK DR, 1531, BLACKSBURG, VA 24060-0184 |
| Name | Verified Name |
|---|---|
| Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0004766479 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 4766/479 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 107 JENNIFER RD, SURF CITY, NC 28445-9416 |
| Document Number | 0046522844 |
| Book / Page | 004652 / 002844 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 JENNIFER RD SURF CITY NC 284459416, SURF CITY, NC 28445-9416 |
| Document Number | 0046522844 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 004652/002844 |
| Instrument | 20029534 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2047 |
The 2025 property tax bill for 107 Jennifer Rd was $5,145.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,145.00 | $978,773 Land $356,250 Building $622,523 | $978,773 Land $356,250 Building $622,523 |
| 2023 | $619,896 (-) Land $354,087 Building $265,809 | $619,896 (-) Land $354,087 Building $265,809 | |
| 2022 | $4,571.00 | $619,896 Land $354,087 Building $265,809 | $619,896 Land $354,087 Building $265,809 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 Jennifer Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Jennifer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURF CITY serves 9,730 people · EPA ID NC0471015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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