110 Howard St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 110 Howard St, Pilot Mountain, NC 27041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1978
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$32,500 (Mar 1988)
Tax Bill$552 (2026)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN5966-16-82-5459

Property Details

APN / Parcel Number

Primary APN5966-16-82-5459
Alternative APN
  • 90334620

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area23,958 sqft (0.55 acres)
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft
Storage Building72 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number90334620
Street Address110 HOWARD ST
CityPILOT MOUNTAIN
StateNC
Zip27041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal Description110 HOWARD ST
Legal SubdivisionPILOT F - RESIDENTIAL
JurisdictionSURRY NC
Township / Civil DivisionPILOT
Census Block Group1
Census Block1019
Census Tract931200

Owner

110 Howard St is owned and occupied by an individual who bought it in March 1988.

Source: Surry County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address110 HOWARD ST, PILOT MOUNTAIN, NC 27041
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1988 · Amount on File
Deed SaleMar 1, 1988 · Amount on File
Prior SaleDec 1, 1986
Deed Book / Page456 / 853
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address110 HOWARD ST, PILOT MOUNTAIN, NC 27041
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001965/998
DateMar 6, 2026
Book Page1965/998
Instrument731919
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueMar 3, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 110 Howard St was $552, up 3% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityPilot Mountain Town
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$552.00 (+2.99%)$68,820 (-19.92%) Land $12,000 Building $56,820$68,820 (-19.92%) Land $12,000 Building $56,820
2025$536.00$85,940 Land $12,000 Building $73,940$85,940 Land $12,000 Building $73,940
2023$189.00$68,820 Land $12,000 Building $56,820$68,820 Land $12,000 Building $56,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PILOT MOUNTAIN
serves 1,976 people · EPA ID NC0286025
Water SourcePurchased surface water from CITY OF MOUNT AIRY
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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