103 Howard St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 103 Howard St, Pilot Mountain, NC 27041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1960
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2026)
Tax Bill	$997 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5966-16-82-4871`

Property Details

APN / Parcel Number

Primary APN	`5966-16-82-4871`
Alternative APN	`84490500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1988
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,024 sqft (0.299 acres)
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	84490500
Street Address	103 HOWARD ST
City	PILOT MOUNTAIN
State	NC
Zip	27041-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	103 HOWARD ST
Legal Subdivision	PILOT F - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	1
Census Block	1011
Census Tract	931200

Owner

103 Howard St is owned and occupied by an individual who bought it in July 2026.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 HOWARD ST, PILOT MOUNTAIN, NC 27041-8660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	May 21, 2008 · Amount on File
Deed Document Number	2026735643
Deed Book / Page	1983 / 390
Record Updated	Oct 29, 2026

July 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SURRY NC
Recording Date	Jul 28, 2026
Property Address	103 HOWARD ST, PILOT MOUNTAIN, NC 27041-8660
Document Number	0000735643
Book / Page	1983 / 390
Instrument Date	Jul 7, 2026
Instrument	2026735643
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HOWARD ST, PILOT MOUNTAIN, NC 27041-8660

Mortgage

Document Number	0000735644,
Date	Jul 28, 2026
Instrument	2026735644

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 103 Howard St was $997, up 3.1% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$997.00 (+3.1%)	$65,710 (-19.48%) Land $10,800 Building $54,910	$65,710 (-19.48%) Land $10,800 Building $54,910
2025	$967.00	$81,610 Land $10,800 Building $70,810	$81,610 Land $10,800 Building $70,810
2023	$362.00	$65,710 Land $10,800 Building $54,910	$65,710 Land $10,800 Building $54,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20