110 Hilltop Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 110 Hilltop Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,920 sqft · built 1969
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on File
Last Sale$1,021,000 (Jul 2026)
Tax Bill$1,573 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1940-96-3525-000

Property Details

APN / Parcel Number

Primary APN1940-96-3525-000
Alternative APN
  • 1776974

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Garage Area180 sqft
PorchPorch
Porch Area1,008 sqft
Patio Area1,120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1776974
Street Address110 HILLTOP RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGGGC-H 011
Legal SubdivisionGRASSY GAP GOLF COURSE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1031
Census Tract921000

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address515 ROBMONT RD, CHARLOTTE, NC 28270-5332
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Mar 28, 2018Warranty Deed, Transfer · ARM
SOUTH STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 2, 2026 · Amount on Record
Deed SaleJul 2, 2026 · Amount on Record
Prior SaleMar 28, 2018 · Amount on Record
Deed Document Number2026761060
Deed Book / Page2492 / 270
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 2, 2026
Property Address110 HILLTOP RD, BEECH MOUNTAIN, NC 28604-8100
Document Number0000761060
Book / Page2492 / 270
Instrument DateJun 26, 2026
Instrument2026761060
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$206,242.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address515 ROBMONT RD, CHARLOTTE, NC 28270-5332

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address110 HILLTOP RD, BEECH MOUNTAIN, NC 28604-8100
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022650886
DateApr 4, 2022
Book Page2265/886
Instrument718761
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateApr 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate8.25%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 28, 2018
Property Address110 HILLTOP RD, BEECH MOUNTAIN, NC 28604-8100
Document Number0019660025
Book / Page1966 / 0025
Map ReferenceMB 4 PG 66
Instrument DateMar 23, 2018
Instrument667344
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 CUMULUS CT, 102, CARY, NC 27513-3513

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 COUNTRY CLUB DR, FORT MILL, SC 29715-2249

Mortgage

Document Number0019660028
DateMar 28, 2018
Book Page1966/028
Instrument667345
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,573.00$458,600 (-) Land $51,900 Building $406,700
2024$458,600 Land $51,900 Building $406,700
2023$458,600 Land $51,900 Building $406,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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