106 Hilltop Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 106 Hilltop Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,316 sqft · built 1969
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$920,000 (Oct 2025)
Tax Bill$4,858 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN1940-96-5314-000

Property Details

APN / Parcel Number

Primary APN1940-96-5314-000
Alternative APNs
  • 1724402
  • 1852808
  • 1868272

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
1st Floor Area744 sqft
AtticAttic
Attic Area744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage Area132 sqft
Patio Area1,280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1868272
Street Address106 HILLTOP RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionGGGC-H 009
Legal SubdivisionGRASSY GAP GOLF COURSE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1031
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5132 DUNES CT, CHARLOTTE, NC 28226-7918
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
May 12, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleMay 12, 2022 · Amount on Record
Deed Document Number2025754281
Deed Book / Page2454 / 467
Prior Transfer DateMay 11, 2022
Prior Transfer Doc0022730334
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 8, 2025
Property Address106 HILLTOP RD, BEECH MOUNTAIN, NC 28604-8100
Document Number0024540467
Book / Page2454 / 467
Map ReferenceMB 5 PG 25
Instrument DateOct 3, 2025
Instrument754281
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,840.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2398 HERITAGE LAKES DR, LAKELAND, FL 33803-5408

Transferred To (Grantee/Buyer)

NameVerified Name
Address5132 DUNES CT, CHARLOTTE, NC 28226-7918

Mortgage

Document Number0000754282
DateOct 8, 2025
Instrument754282
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 12, 2022
Property Address106 HILLTOP RD, BEECH MOUNTAIN, NC 28604-8100
Document Number0022730334
Book / Page2273 / 334
Map ReferenceMB 5 PG 25
Instrument DateMay 10, 2022
Instrument720105
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

AmountAmount Recorded
Tax$1,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address800 COLVILLE RD, 800, CHARLOTTE, NC 28207-2312

Transferred To (Grantee/Buyer)

NameVerified Name
Address2824 VINTAGE VIEW LOOP, LAKELAND, FL 33812-4064

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491,200 (-) Land $41,700 Building $449,500
2025$491,200 (-) Land $41,700 Building $449,500
2024$4,858.00$491,200 (-) Land $41,700 Building $449,500$491,200 Land $41,700 Building $449,500
2023$491,200 Land $41,700 Building $449,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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