110 Gristmill Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 110 Gristmill Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,548 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$358,075 (Jul 2018)
Tax Bill	$2,701 (2026)
Deeds & Mortgages	Feb 2024 Transfer Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44E1-9-28`

Property Details

APN / Parcel Number

Primary APN	`44E1-9-28`
Alternative APN	`8050305`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	4,472 sqft
1st Floor Area	1,104 sqft
Basement Area	529 sqft
Finished Basement	529 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050305
Street Address	110 GRISTMILL CT
City	STEPHENSON
State	VA
Zip	22656-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L28 S9
Legal Subdivision	5
Legal Lot Number	28
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

110 Gristmill Ct is owned and occupied by an individual who bought it in July 2018.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Intrafamily Transfer, Transfer
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROUNDPOINT MORTGAGE SERVICING CORPORATIO
Jul 26, 2018	Special Warranty Deed, Transfer · Conventional Mortgage STEWART TITLE GUARANTY CO
Apr 11, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Apr 11, 2018 · Amount on File
Deed Document Number	20187204
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Feb 23, 2024
Property Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995
Document Number	0000001393
Instrument Date	Feb 15, 2024
Instrument	240001393
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010430
Date	Aug 18, 2022
Instrument	220010430

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017478
Date	Dec 3, 2020
Instrument	200017478

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORPORATIO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 26, 2018
Property Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995
Document Number	0000007204
Instrument Date	Jul 23, 2018
Instrument	180007204
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995

Mortgage

Document Number	0000007205
Date	Jul 26, 2018
Instrument	180007205

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 11, 2018
Property Address	110 GRISTMILL CT, STEPHENSON, VA 22656-1995
Document Number	0000003350
Instrument Date	Apr 5, 2018
Instrument	3350
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 110 Gristmill Ct was $2,701, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,701.00 (+10.38%)	$509,700 Land $93,000 Building $416,700	$509,700 Land $93,000 Building $416,700
2025	$2,447.00
2023	$2,235.00	$438,400 Land $77,000 Building $361,400	$438,400 Land $77,000 Building $361,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Gristmill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Gristmill Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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