105 Gristmill Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 105 Gristmill Ct, Stephenson, VA 22656

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,578 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$225,765 (Oct 2017)
Tax Bill	$1,870 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44E1-9-62`

Property Details

APN / Parcel Number

Primary APN	`44E1-9-62`
Alternative APN	`8050338`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,578 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	789 sqft
Basement Area	488 sqft
Finished Basement	488 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050338
Street Address	105 GRISTMILL CT
City	STEPHENSON
State	VA
Zip	22656-1996
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L62 S9
Legal Subdivision	5
Legal Lot Number	62
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

105 Gristmill Ct, a townhouse, is owned and occupied by two individuals who bought it in October 2017.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 GRISTMILL CT, STEPHENSON, VA 22656-1996
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Deed Document Number	201710322
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 19, 2021
Property Address	105 GRISTMILL CT, STEPHENSON, VA 22656-1996
Document Number	0000002884
Instrument Date	Feb 16, 2021
Instrument	210002884
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GRISTMILL CT, STEPHENSON, VA 22656-1996

Mortgage

Document Number	0000002885
Date	Feb 19, 2021
Instrument	210002885

Lender

Name	RESIDENTIAL MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2026 property tax bill for 105 Gristmill Ct was $1,870, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,870.00 (+10.45%)	$352,800 (-) Land $68,000 Building $284,800	$352,800 (-) Land $68,000 Building $284,800
2025	$1,693.00	$352,800 Land $68,000 Building $284,800	$352,800 Land $68,000 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Gristmill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Gristmill Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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