110 Gracecroft Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 110 Gracecroft Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,480 sqft · built 1997
Lot Size	0.039 acres (1,708 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Aug 2018)
Tax Bill	$2,420 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-055001`

Property Details

APN / Parcel Number

Primary APN	`06-055001`
Alternative APNs	`6055001` `055001`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,708 sqft (0.039 acres)
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	055001
Street Address	110 GRACECROFT DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2549
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 6 1708.57 SF 110 GRACECROFT DRIVE GRACECROFT S1 PT 80/62
Legal Subdivision	PLAT ONE VILLAGE OF GRACECROFT
Legal Lot Number	6
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 29, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 15, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Jul 25, 2007 · Amount on Record
Deed Book / Page	12942 / 286
Transfer Doc	0000000104
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	110 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549

Mortgage

Document Number	0150950052
Date	Oct 12, 2021
Book Page	15095/52

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	110 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Document Number	0137550095
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 GRACECROFT DR HAVRE DE GRACE MD 210782549, HAVRE DE GRACE, MD 21078-2549

Mortgage

Document Number	0137550095
Date	Mar 24, 2020
Book Page	013755/000095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 15, 2018
Property Address	110 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Document Number	0129420286
Book / Page	012942 / 000286
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	110 GRACECROFT DR HAVRE DE GRACE MD 210782549, HAVRE DE GRACE, MD 21078-2549

Mortgage

Document Number	129420292
Date	Aug 15, 2018
Book Page	012942/000292

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,420.00 (+16.8%)	$253,867 (+21.08%)	$272,100 (+25.16%) Land $70,000 Building $202,100
2025	$2,072.00 (+7.64%)
2023		$209,667	$217,400 Land $56,000 Building $161,400
2022	$1,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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