100 Gracecroft Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 100 Gracecroft Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,500 sqft · built 1996
Lot Size	0.059 acres (2,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Dec 2018)
Tax Bill	$2,572 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-054943`

Property Details

APN / Parcel Number

Primary APN	`06-054943`
Alternative APNs	`6054943` `054943`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Total Area
Basement Area	596 sqft
Finished Basement	596 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,564 sqft (0.059 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054943
Street Address	100 GRACECROFT DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2549
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 1 2564.97 SF 100 GRACECROFT DRIVE GRACECROFT S1 PT 80/62
Legal Subdivision	PLAT ONE GRACECROFT
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Dec 7, 2018	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Mar 1, 2007 · Amount on Record
Deed Book / Page	13084 / 131
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	100 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148060185
Date	Jun 7, 2021
Book Page	14806/185

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 7, 2018
Property Address	100 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549
Document Number	0130840131
Book / Page	13084 / 0131
Map Reference	MB CGH III80 FO62
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2549

Mortgage

Document Number	0013084137
Date	Dec 7, 2018
Instrument	13084/137

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,572.00 (+19.24%)	$269,900 (+23.71%)	$291,700 (+28.9%) Land $75,000 Building $216,700
2025	$2,157.00 (+7.74%)
2023		$218,167	$226,300 Land $56,500 Building $169,800
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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