St. Louis County property record for 110 Fermo Ave, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1951 |
| Lot Size | 0.121 acres (5,249 sqft) |
| Owner | Company Name on File |
| Last Sale | $310,600 (Aug 2021) |
| Tax Bill | $914 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12H-12-1290 |
| Primary APN | 12H-12-1290 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| Gross Area | 960 sqft |
| 1st Floor Area | 820 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,249 sqft (0.121 acres) |
| Lot Dimensions | 42 ft deep x 42 ft wide |
| Terrain | Above Road/Slope |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 164 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 110 FERMO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1D |
| Legal Description | WESTDALE & EAST 1.68 FEET OF LOT 2 & WEST 4.98 FEET OF LOT 4 LOT 3 |
| Legal Subdivision | WESTDALE |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 212701 |
110 Fermo Ave is owned by a company that bought it in August 2021.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit KS STATEBANK |
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit KS STATEBANK |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit KS STATEBANK |
| Aug 2, 2021 | Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC |
| Feb 11, 2022 | Correction Deed TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC |
| Jun 6, 2017 | Warranty Deed, Transfer · Line of Credit BANK OF WA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Jun 6, 2017 · Amount on File |
| Deed Document Number | 2021546 |
| Deed Book / Page | 25022 / 2939 |
| Prior Transfer Date | Oct 24, 2014 |
| Prior Transfer Doc | 0212400632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 110 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2023121200055 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023121200055 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 110 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0254140985 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 25414/985 |
| Instrument | 2022032300245 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 110 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2022093000684 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022093000684 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 2, 2021 |
| Property Address | 110 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0250222939 |
| Book / Page | 25022 / 2939 |
| Map Reference | MB 21 PG 13 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021080200546 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8949 HIGGINSON DR, SAINT LOUIS, MO 63121-3929 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 11, 2022 |
| Property Address | 110 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0253700645 |
| Book / Page | 25370 / 645 |
| Map Reference | MB 21 PG 13 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2022021100577 |
| Record Updated | Jun 8, 2022 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8949 HIGGINSON DR, SAINT LOUIS, MO 63121-3929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 6, 2017 |
| Property Address | 110 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0225544160 |
| Book / Page | 022554 / 004160 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 786 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6265 VARIEL AVE WOODLAND HILLS CA 913672512, WOODLAND HILLS, CA 91367-2512 |
| Document Number | 225544165 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 022554/004165 |
| Instrument | 787 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 5, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 110 Fermo Ave was $914, up 2.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,790 (-) Land $1,920 Building $10,870 | $67,300 (-) Land $10,100 Building $57,200 | |
| 2025 | $914.00 (+2.35%) | $12,790 Land $1,920 Building $10,870 | $67,300 Land $10,100 Building $57,200 |
| 2024 | $893.00 (+0.56%) | ||
| 2023 | $888.00 (+34.75%) | $12,140 (+49.69%) Land $2,680 Building $9,460 | $63,900 Land $14,100 Building $49,800 |
| 2022 | $659.00 | $8,110 Land $2,300 Building $5,810 | |
| 2021 | $42,700 Land $12,100 Building $30,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 110 Fermo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Fermo Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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