102 Fermo Ave, Saint Louis, MO 63135 Property Records

St. Louis County property record for 102 Fermo Ave, Saint Louis, MO 63135

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1951
Lot Size0.121 acres (5,249 sqft)
OwnerIndividual Name on Record
Last Sale$47,500 (Dec 2022)
Tax Bill$871 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN12H-12-1346

Property Details

APN / Parcel Number

Primary APN12H-12-1346

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area860 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area5,249 sqft (0.121 acres)
Lot Dimensions125 ft deep x 42 ft wide
TerrainAbove Road/Slope
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
Patio Area90 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address102 FERMO AVE
CitySAINT LOUIS
StateMO
Zip63135-3251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code22R-1D
Legal DescriptionWESTDALE LOT PT 1 W 41.66 FT
Legal SubdivisionWESTDALE
Legal Block4
Legal Lot Number1
JurisdictionST LOUIS MO
Township / Civil DivisionNORWOOD
Census Block Group1
Census Block1015
Census Tract212701

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address350 HOLIDAY HILL DR, FLORISSANT, MO 63033-5642
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Warranty Deed, Transfer · Conventional Mortgage
SCOTT CU
Aug 19, 2020Warranty Deed, Transfer
INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON
Aug 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 12, 2018Quit Claim Deed, Transfer
Quitclaim
Sep 22, 2017Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2022 · Amount on Record
Deed SaleDec 5, 2022 · Amount on Record
Prior SaleDec 5, 2022 · Amount on Record
Deed Document Number2022125447
Prior Transfer DateNov 22, 2022
Prior Transfer Doc0000000447
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateDec 5, 2022
Property Address102 FERMO AVE, SAINT LOUIS, MO 63135-3251
Document Number2022120500446
Map ReferenceMB 21 PG 13
Instrument DateDec 1, 2022
Instrument2022120500446
Transaction TypeTransfer
Record UpdatedApr 27, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7036 AMHERST AVE, SAINT LOUIS, MO 63130-2330

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 HOLIDAY HILL DR, FLORISSANT, MO 63033-5642
InvestorPossibly a Property Investor

Mortgage

Document Number2022120500448
DateDec 5, 2022
Instrument2022120500448
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 19, 2020
Property Address102 FERMO AVE, SAINT LOUIS, MO 63135-3251
Document Number0242442272
Book / Page024244 / 002272
Instrument DateJul 30, 2020
Instrument1601
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyINVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 FRANKLIN ST ST CHARLES MO 633012061, ST CHARLES, MO 63301-2061

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MO
Recording DateAug 23, 2019
Property Address102 FERMO AVE, SAINT LOUIS, MO 63135-3251
Document Number0236670217
Book / Page023667 / 000217
Instrument DateSep 12, 2018
Instrument260
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 FERMO AVE ST LOUIS MO 631353251, ST LOUIS, MO 63135-3251

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MO
Recording DateSep 12, 2018
Property Address102 FERMO AVE, SAINT LOUIS, MO 63135-3251
Document Number0231930329
Book / Page023193 / 000329
Instrument DateSep 7, 2018
Instrument402
Transaction TypeTransfer
Record UpdatedSep 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address104 S FLORISSANT RD ST LOUIS MO 631352751, ST LOUIS, MO 63135-2751

September 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionST LOUIS MO
Recording DateSep 22, 2017
Property Address102 FERMO AVE, SAINT LOUIS, MO 63135-3251
Document Number0227071227
Book / Page022707 / 001227
Instrument DateAug 8, 2017
Instrument758
Transaction TypeForeclosure
Record UpdatedSep 28, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 CHURCH ST FERGUSON MO 631352411, FERGUSON, MO 63135-2411

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityFerguson City
Unified School DistrictFerguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,890 (-) Land $1,810 Building $11,080$67,800 (-) Land $9,500 Building $58,300
2025$871.00 (-4.39%)$12,890 (+0.78%) Land $1,810 Building $11,080$67,800 (+0.74%) Land $9,500 Building $58,300
2024$911.00 (+0.55%)
2023$906.00$12,790 Land $2,550 Building $10,240$67,300 Land $13,400 Building $53,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims21 (2008–2024)
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 17 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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