110 Emerald Cir, Durham, NC 27713 Property Records

Durham County property record for 110 Emerald Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1963
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Sep 2021)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0728-71-6180`

Property Details

APN / Parcel Number

Primary APN	`0728-71-6180`
Alternative APNs	`0728-71-61-8096` `072804716192` `153255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	110 EMERALD CIR
City	DURHAM
State	NC
Zip	27713-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:03/LT#215 PL:000036-000046
Legal Subdivision	PRKWOOD SEC 03
Legal Lot Number	215
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2003
Census Tract	2013

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 EMERALD CIR, DURHAM, NC 27713-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC
Jun 5, 2018	Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	202146885
Deed Book / Page	9462 / 195
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	110 EMERALD CIR, DURHAM, NC 27713-2413
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104680387
Date	Jan 27, 2026
Book Page	10468/387
Instrument	2026161690

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	110 EMERALD CIR, DURHAM, NC 27713-2413
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095990598
Date	Jan 27, 2022
Book Page	9599/598
Instrument	2022003748

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 14, 2021
Property Address	110 EMERALD CIR, DURHAM, NC 27713-2413
Document Number	0094620195
Book / Page	9462 / 195
Map Reference	MB 36 PG 46
Instrument Date	Sep 13, 2021
Instrument	2021046885
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 ROSEMONT GDN, 257, LEXINGTON, KY 40503-1847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EMERALD CIR, DURHAM, NC 27713-2413

Mortgage

Document Number	0094620197
Date	Sep 14, 2021
Book Page	9462/197
Instrument	2021046886

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	110 EMERALD CIR, DURHAM, NC 27713-2413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084380506
Date	Jun 5, 2018
Book Page	8438/506
Instrument	2018019025

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+2.51%)	$337,199 (-) Land $127,000 Building $210,199	$337,199 (-) Land $127,000 Building $210,199
2025	$3,342.00 (+46.26%)	$337,199 (+93.24%) Land $127,000 Building $210,199	$337,199 (+93.24%) Land $127,000 Building $210,199
2023	$2,285.00 (+2.33%)	$174,497 Land $38,160 Building $136,337	$174,497 Land $38,160 Building $136,337
2022	$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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