105 Emerald Cir, Durham, NC 27713 Property Records

Durham County property record for 105 Emerald Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,178 sqft · built 1963
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2023)
Tax Bill	$4,902 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0728-70-9921`

Property Details

APN / Parcel Number

Primary APN	`0728-70-9921`
Alternative APNs	`0728-70-99-2116` `072804709923` `153300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,178 sqft Heated Area
1st Floor Area	1,578 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	105 EMERALD CIR
City	DURHAM
State	NC
Zip	27713-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:03/LT#236 PL:000036-000046
Legal Subdivision	PRKWOOD SEC 03
Legal Lot Number	236
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2004
Census Tract	2013

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 EMERALD CIR, DURHAM, NC 27713-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 1, 2023	Warranty Deed, Transfer · Commercial Mortgage TRIDENT REALTY INVESTMENTS LLC
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	202377943
Deed Book / Page	10005 / 594
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Jun 22, 2026
Property Address	105 EMERALD CIR, DURHAM, NC 27713-2412
Document Number	0000178403
Book / Page	10570 / 814
Instrument Date	Jun 15, 2026
Instrument	2026178403
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 EMERALD CIR, DURHAM, NC 27713-2412

Mortgage

Document Number	0000178403,
Date	Jun 22, 2026
Book Page	10570/814
Instrument	2026178403

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 26, 2023
Property Address	105 EMERALD CIR, DURHAM, NC 27713-2412
Document Number	0100050594
Book / Page	10005 / 594
Map Reference	MB 36 PG 46
Instrument Date	Oct 26, 2023
Instrument	2023077943
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 ASHEBROOK DR, RALEIGH, NC 27609-3843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 EMERALD CIR, DURHAM, NC 27713-2412

Mortgage

Document Number	2023077944
Date	Oct 26, 2023
Instrument	2023077944

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.02%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.02%
Max Rate At Change	9.02%
Index	5-Year TN
Max Rate	13%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 1, 2023
Property Address	105 EMERALD CIR, DURHAM, NC 27713-2412
Document Number	0099610004
Book / Page	9961 / 4
Map Reference	MB 36 PG 46
Instrument Date	Jul 31, 2023
Instrument	2023069617
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5523 NC HIGHWAY 55305, DURHAM, NC 27713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 FAYETTEVILLE RD STE 120, 120, DURHAM, NC 27713-6297

Mortgage

Document Number	2023069618
Date	Aug 1, 2023
Instrument	2023069618

Lender

Name	TRIDENT REALTY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	105 EMERALD CIR, DURHAM, NC 27713-2412
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096250267
Date	Feb 25, 2022
Book Page	9625/267
Instrument	2022008260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	105 EMERALD CIR, DURHAM, NC 27713-2412
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095400271
Date	Nov 24, 2021
Book Page	9540/271
Instrument	2021060234

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,902.00 (+2.53%)	$482,374 (-) Land $131,000 Building $351,374	$482,374 (-) Land $131,000 Building $351,374
2025	$4,781.00 (+56.6%)	$482,374 (+106.95%) Land $131,000 Building $351,374	$482,374 (+106.95%) Land $131,000 Building $351,374
2023	$3,053.00 (+2.35%)	$233,092 (-) Land $39,240 Building $193,852	$233,092 (-) Land $39,240 Building $193,852
2022	$2,983.00	$233,092 Land $39,240 Building $193,852	$233,092 Land $39,240 Building $193,852

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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