Santa Cruz County property record for 110 Eleana Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,542 sqft · built 1971 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2012) |
| Tax Bill | $6,832 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-274-23 |
| Primary APN | 072-274-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,542 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 110 ELEANA DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | LARITA OAKS PRCL 17 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 120600 |
110 Eleana Dr is owned and occupied by two individuals who acquired it in January 2015.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 ELEANA DR, BEN LOMOND, CA 95005-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2012 · Amount on File |
| Deed Sale | Oct 5, 2012 · Amount on File |
| Prior Sale | Aug 11, 2006 · Amount on File |
| Deed Document Number | 201248788 |
| Last Transfer Date | Jan 21, 2015 |
| Transfer Doc | 0000003078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 110 ELEANA DR, BEN LOMOND, CA 95005-9531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 110 ELEANA DR, BEN LOMOND, CA 95005-9531 |
| Document Number | 0000045019 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-0045019 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 110 ELEANA DR, BEN LOMOND, CA 95005-9531 |
| Document Number | 0000031093 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 ELEANA DR BEN LOMOND CA 950059531, BEN LOMOND, CA 95005-9531 |
| Document Number | 0000031093 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 31093 |
| Name | ETHOS LNDG |
|---|---|
| Address | PITTSBURGH, PA 15212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
The 2025 property tax bill for 110 Eleana Dr was $6,832 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,226 (+2%) Land $339,136 Building $226,090 | ||
| 2025 | $6,832.00 Homeowner's exemption | $554,144 Land $332,486 Building $221,658 | |
| 2023 | $6,521.00 (+2.47%) Homeowner's exemption | $532,626 Land $319,576 Building $213,050 | $811,440 |
| 2022 | $6,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Eleana Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Eleana Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surfnet Communications.
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