218 Eleana Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 218 Eleana Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,515 sqft · built 1967
Lot Size	0.629 acres (27,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$968,000 (Apr 2018)
Tax Bill	$13,103 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`072-274-31`

Property Details

APN / Parcel Number

Primary APN	`072-274-31`
Alternative APN	`072-274-31-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,515 sqft Living Area
Gross Area	4,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	27,399 sqft (0.629 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Deck Area	178 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	218 ELEANA DR
City	BEN LOMOND
State	CA
Zip	95005-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	LARITA OAKS
Legal Lot Number	15,16
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1005
Census Tract	120600

Owner

Source: Santa Cruz County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit PACIFIC SVC CU
Jan 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARY DANDRIDGE
Apr 25, 2018	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Feb 24, 1997 · Amount on Record
Deed Document Number	201812372
Prior Transfer Date	May 11, 2013
Prior Transfer Doc	0000024781
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526

Mortgage

Document Number	0000041618
Date	Aug 9, 2021
Instrument	2021-0041618

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	CONCORD, CA 94519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526

Mortgage

Document Number	0000052132
Date	Dec 4, 2020
Instrument	2020-0052132

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNITED SHORE FINCL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008144
Date	Apr 2, 2019
Instrument	2019-0008144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Document Number	0000003274
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	218 ELEANA DR BEN LOMOND CA 950059526, BEN LOMOND, CA 95005-9526

Mortgage

Document Number	0000003274
Date	Jan 28, 2020
Instrument	3274

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 27, 2045

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 9, 2020
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Document Number	0000000831
Instrument Date	Jan 8, 2020
Instrument	831
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	218 ELEANA DR BEN LOMOND CA 950059526, BEN LOMOND, CA 95005-9526

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Document Number	0000030065
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 ELEANA DR BEN LOMOND CA 950059526, BEN LOMOND, CA 95005-9526

Mortgage

Document Number	0000030065
Date	Oct 2, 2019
Instrument	30065

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	BEN LOMOND, CA 95005-9526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Document Number	0000020602
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ELEANA DR BEN LOMOND CA 950059526, BEN LOMOND, CA 95005-9526

Mortgage

Document Number	0000020602
Date	Jul 5, 2018
Instrument	20602

Lender

Name	MARY DANDRIDGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 25, 2018
Property Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526
Document Number	0000012372
Map Reference	MB 33 PG 36
Instrument Date	Apr 12, 2018
Instrument	2018-0012372
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	218 ELEANA DR, BEN LOMOND, CA 95005-9526

Mortgage

Document Number	0000012373
Date	Apr 25, 2018
Instrument	2018-0012373

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,123,447 (+2%) Land $617,896 Building $505,551
2025	$13,103.00 (+3.96%) Homeowner's exemption	$1,101,419 (+4.04%) Land $605,780 Building $495,639
2023	$12,604.00 (+2.4%) Homeowner's exemption	$1,058,649 Land $582,257 Building $476,392	$1,108,530
2022	$12,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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