Erie County and Elma Town property record for 110 Elderberry Ln, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 936 sqft · built 1950 |
| Lot Size | 0.246 acres (10,701 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,577 (2026) |
| Deeds & Mortgages | Apr 2025 Second Mortgage Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 146.03-1-23.1 |
| Primary APN | 144200 146.03-1-23.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 216 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 10,701 sqft (0.246 acres) |
| Lot Dimensions | 123 ft deep x 87 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Canopy | 88 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 110 ELDERBERRY LN |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 23.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 14102 |
110 Elderberry Ln is owned and occupied by an individual who acquired it in September 2024.
Source: Erie County and Elma Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 ELDERBERRY LN, ELMA, NY 14059-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 18, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2024 |
| Transfer Doc | 0114360693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 110 ELDERBERRY LN, ELMA, NY 14059-9405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 ELDERBERRY LN, ELMA, NY 14059-9405 |
| Document Number | 0141569927 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | 14156/9927 |
| Instrument | 2025058705 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 18, 2024 |
| Property Address | 110 ELDERBERRY LN, ELMA, NY 14059-9405 |
| Document Number | 0114360693 |
| Book / Page | 11436 / 693 |
| Instrument Date | Sep 12, 2024 |
| Instrument | 2024158004 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 ELDERBERRY LN, ELMA, NY 14059-9405 |
| Name | Verified Name |
|---|---|
| Address | 110 ELDERBERRY LN, ELMA, NY 14059-9405 |
| Document Number | 0141398073 |
|---|---|
| Date | Sep 18, 2024 |
| Instrument | 14139/8073 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
The 2026 property tax bill for 110 Elderberry Ln was $2,577 with exemptions applied, up 1.5% from the year before.
Source: Erie County and Elma Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,577.00 (+1.46%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,540.00 (+69.9%) | $4,900 (-) Land $600 Building $4,300 | $188,450 (+3.84%) Land $23,076 Building $165,374 |
| 2024 | $1,495.00 Homeowner's exemption Senior Citizen's exemption | $4,900 (-) Land $600 Building $4,300 | $181,481 (+3.7%) Land $22,222 Building $159,259 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $4,900 Land $600 Building $4,300 | $175,000 Land $21,429 Building $153,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Elderberry Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Elderberry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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