110 Edward Way, Covington, GA 30016 Property Records

Newton County property record for 110 Edward Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,032 sqft · built 2021
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0016C-00000-015-000`

Property Details

APN / Parcel Number

Primary APN	`0016C-00000-015-000`
Alternative APNs	`0016C 015` `9059`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,032 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	768 sqft
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9059
Street Address	110 EDWARD WAY
City	COVINGTON
State	GA
Zip	30016-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 15 ST MORTIZ
Legal Subdivision	ST. MORITZ (BETHANY OAKS)
Legal Lot Number	15
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1015
Census Tract	100905

Owner

110 Edward Way is owned and occupied by two individuals who acquired it in March 2024.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	110 EDWARD WAY, COVINGTON, GA 30016-7427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK
Mar 22, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 7, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ACOPIA
Feb 14, 2020	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK
Jan 30, 2019	Grant Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024
Deed Sale	Mar 22, 2024
Prior Sale	Jan 20, 2022 · Amount on File
Deed Book / Page	4602 / 317
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	110 EDWARD WAY, COVINGTON, GA 30016-7427
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EDWARD WAY, COVINGTON, GA 30016-7427

Mortgage

Document Number	0042230000000313
Date	Jul 2, 2021
Book Page	0000004223/0000000313
Instrument	012549

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 22, 2024
Property Address	110 EDWARD WAY, COVINGTON, GA 30016-7427
Document Number	0046020317
Book / Page	4602 / 317
Instrument Date	Mar 22, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EDWARD WAY, COVINGTON, GA 30016-7427

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 7, 2022
Property Address	110 EDWARD WAY, COVINGTON, GA 30016-7427
Document Number	0043300526
Book / Page	4330 / 526
Instrument Date	Jan 7, 2022
Instrument	2022-000143
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EDWARD WAY, COVINGTON, GA 30016-7427

Mortgage

Document Number	0000001089
Date	Jan 7, 2022
Instrument	001089

Lender

Name	ACOPIA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	110 EDWARD WAY, COVINGTON, GA 30016-7427
Document Number	0039770478
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1164 HEMPHILL RD STOCKBRIDGE GA 302812922, STOCKBRIDGE, GA 30281-2922

Mortgage

Document Number	0039770478
Date	Mar 17, 2020
Book Page	003977/000478
Instrument	3608

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	CONYERS, GA 30013

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2021

January 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 30, 2019
Property Address	110 EDWARD WAY, COVINGTON, GA 30016-7427
Document Number	0037970272
Book / Page	003797 / 000272
Instrument Date	Jan 25, 2019
Instrument	1152
Transaction Type	Construction Loan
Record Updated	Apr 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 EDWARD WAY COVINGTON GA 300167427, COVINGTON, GA 30016-7427
Investor	Possibly a Property Investor

Mortgage

Document Number	37970273
Date	Jan 30, 2019
Book Page	003797/000273
Instrument	1153

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	CONYERS, GA 30013
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 Edward Way was $3,896.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00	$153,840 Land $24,000 Building $129,840	$384,600 Land $60,000 Building $324,600
2023		$130,080 Land $10,000 Building $120,080	$325,200 Land $25,000 Building $300,200
2022	$3,429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Edward Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Edward Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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