Calhoun County property record for 110 E Spratlin St, Bruce, MS 38915 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1975 |
| Square Footage | 1,495 sqft Adjusted Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $188,423 (2026) |
| Tax Bill | $759.00 (2025) |
| Primary APN | 1409090390031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,495 sqft Adjusted Area |
| 1st Floor Area | 1,353 sqft 1st Floor |
| Flooring | Brick |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 17,424 sqft (0.4 acres) |
| Utility Building | 400 sqft |
| Street Address | 110 E SPRATLIN ST |
|---|---|
| City | BRUCE |
| State | MS |
| Zip | 38915-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S D SCHOOL ADD INC PG 15 LOT I & H BLOCK 32 |
| Legal Range | 01W |
| Legal Township | 12 |
| Legal Section | 31 |
| Legal Subdivision | SCHOOL ADD |
| Legal Block | 32 |
| Legal Lot Number | I,H |
| Jurisdiction | CALHOUN MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950200 |
Source: Calhoun County records · APN 1409090390031
Assessment roll updated December 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF OKOLONA |
| Jun 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PARAGON BANK |
| Jan 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Jan 29, 2026 | Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA |
| Dec 30, 2020 | Warranty Deed, Transfer · Commercial Mortgage BANK OF OKOLONA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Jun 10, 2024 · Amount on Record |
| Deed Document Number | 2026176 |
| Deed Book / Page | 293 / 664 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 205 CREEKMORE DR, BRUCE, MS 38915-1079 |
| Document Number | 000424/730 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 424/730 |
| Instrument | 2021000041 |
| Name | BANK OF OKOLONA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 S 17TH ST A, A, OXFORD, MS 38655-4105 |
| Document Number | 2024001304 |
|---|---|
| Date | Jun 10, 2024 |
| Instrument | 2024001304 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 880 WHITE CIR, GRENADA, MS 38901-5038 |
| Document Number | 000472/636 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 472/636 |
| Instrument | 2026000177 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | Jan 29, 2026 |
| Property Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Document Number | 000293/664 |
| Book / Page | 293 / 664 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026000176 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 S 17TH ST, OXFORD, MS 38655-4105 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Document Number | 2026000177 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026000177 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | Dec 30, 2020 |
| Property Address | 110 E SPRATLIN ST, BRUCE, MS 38915-9313 |
| Document Number | 000258/107 |
| Book / Page | 258 / 107 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2020003937 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 COUNTY ROAD 252, BRUCE, MS 38915-9517 |
| Name | Verified Name |
|---|---|
| Address | 25 CREEKMORE DRIVE, BRUCE, MS 38915 |
| Document Number | 2021000041 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2021000041 |
| Name | BANK OF OKOLONA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 08, 2026 |
Source: Calhoun County records · Assessment roll updated December 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Calhoun County |
| Municipality | Bruce Town |
| Unified School District | Calhoun County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $759.00 (-29.53%) | $8,153 (-9.97%) Land $450 Building $7,703 | $81,533 (+35.05%) Land $4,500 Building $77,033 |
| 2023 | $1,077.00 | $9,056 Land $675 Building $8,381 | $60,371 Land $4,500 Building $55,871 |
Source: FEMA National Flood Hazard Layer, Calhoun County (28013C), updated August 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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