Calhoun County property record for 109 E Spratlin St, Bruce, MS 38915 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1975 |
| Square Footage | 1,584 sqft Adjusted Area |
| Lot Size | 14,119 sqft (0.324 acres) |
| Garage | Mixed |
| Primary APN | 1409090500231 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,584 sqft Adjusted Area |
| 1st Floor | 1,148 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plywood Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 14,119 sqft (0.324 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Utility Building | 128 sqft Utility Building |
| Street Address | 109 E SPRATLIN ST |
|---|---|
| City | BRUCE |
| State | MS |
| Zip | 38915-9312 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S D SCHOOL ADD INC PT LOT H BLOCK 32 PG 15 DB 57-20 |
| Legal Range | 01W |
| Legal Township | 12 |
| Legal Section | 31 |
| Legal Subdivision | SCHOOL ADD |
| Legal Block | 32 |
| Legal Lot Number | H |
| Jurisdiction | CALHOUN MS |
| Minor Civil Division | 2 |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 950200 |
Source: Calhoun County records · APN 1409090500231
Assessment roll updated December 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1700 LAKE DR, FULTON, MS 38843-7208 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage E HOME LOANS |
| Mar 12, 2026 | Intrafamily Transfer, Transfer |
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Dec 23, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 |
| Deed Sale | Dec 16, 2025 |
| Deed Doc Number | 20254213 |
| Deed Book / Page | 293 / 374 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | Jun 23, 2026 |
| Property Address | 109 E SPRATLIN ST, BRUCE, MS 38915-9312 |
| Document Number | 0000001351 |
| Book / Page | 476 / 321 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 E SPRATLIN ST, BRUCE, MS 38915-9312 |
| Document Number | 0000001351, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 476/321 |
| Instrument | 20261351 |
| Name | E HOME LOANS |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | Mar 12, 2026 |
| Property Address | 109 E SPRATLIN ST, BRUCE, MS 38915-9312 |
| Document Number | 000294/349 |
| Book / Page | 294 / 349 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2026000495 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 LAKE DR, FULTON, MS 38843-7208 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1700 LAKE DR, FULTON, MS 38843-7208 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 109 E SPRATLIN ST, BRUCE, MS 38915 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 E SPRATLIN ST, BRUCE, MS 38915 |
| Document Number | 2023001824 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023001824 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 109 E SPRATLIN ST, BRUCE, MS 38915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 SPRATLIN ST, BRUCE, MS 38915-9353 |
| Document Number | 000435/498 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 435/498 |
| Instrument | 2021003983 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2051 |
Source: Calhoun County records · Assessment roll updated December 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Calhoun County |
| Municipality | Bruce Town |
| Unified School District | Calhoun County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $5,936 (-) Land $500 Building $5,436 | $58,606 (-) Land $5,000 Building $53,606 |
| 2023 | $5,936 Land $500 Building $5,436 | $58,606 Land $5,000 Building $53,606 |
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