Kenton County property record for 108 E Southern Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1904 |
| Lot Size | 0.08 acres (3,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Feb 2022) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-07-008.00 |
| Primary APN | 056-32-07-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Finished Area |
| Gross Area | 1,632 sqft |
| Year Built | Built 1904 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 3,520 sqft |
| Lot Dimensions | 88 ft deep x 40 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0563207008.00 |
|---|---|
| Street Address | 108 E SOUTHERN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAMSON PT LOTS 563-564 40'X 88' IRREG NS SOUTHERN AVE E 110' W WASHINGTON |
| Legal Subdivision | WILLIAMSON SUBD |
| Legal Lot Number | 563,56 564 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-32-07-008.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| May 01, 2020 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | May 01, 2020 · Amount on Record |
| Deed Document Number | 0000149362 |
| Deed Book / Page | 149 / 362 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 22, 2022 |
| Property Address | 108 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Document Number | 0005900005 |
| Book / Page | 149 / 362 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 22022205900005 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1860 GROVEPOINTE DR, 1860, FLORENCE, KY 41042-4306 |
| Name | Verified Name |
|---|---|
| Address | 108 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Document Number | 0005900006 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 22022205900006 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 01, 2020 |
| Property Address | 108 E SOUTHERN AVE, COVINGTON, KY 41015-1450 |
| Document Number | 0000000030 |
| Book / Page | 000019 / 000056 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 30 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E SOUTHERN AVE COVINGTON KY 410151450, COVINGTON, KY 41015-1450 |
| Document Number | 31 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 000M39/000380 |
| Instrument | 31 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 (-0.54%) | $195,000 (-) Land $10,000 Building $185,000 | $195,000 (-) Land $10,000 Building $185,000 |
| 2023 | $2,597.00 | $195,000 Land $10,000 Building $185,000 | $195,000 Land $10,000 Building $185,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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