110 E Ridge St, Centre Hall, PA 16828 Property Records

Centre County property record for 110 E Ridge St, Centre Hall, PA 16828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1956
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2015)
Tax Bill	$2,504 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-002-,129-,0000`

Property Details

APN / Parcel Number

Primary APN	`34-002-,129-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	264 sqft
Finished Basement	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	110 E RIDGE ST
City	CENTRE HALL
State	PA
Zip	16828-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GRAND VIEW TERRACE SUBDIVISION
Jurisdiction	CENTRE PA
Township / Civil Division	CENTRE HALL
Census Block Group	3
Census Block	3003
Census Tract	10901

Owner

Source: Centre County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 36, CENTRE HALL, PA 16828-0036
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2015 · Amount on Record
Deed Sale	May 22, 2015 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Book / Page	2162 / 319
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Recording Date	Sep 22, 2026
Property Address	110 E RIDGE ST, CENTRE HALL, PA 16828-5003
Document Number	2350000304
Book / Page	2350 / 304
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E RIDGE ST, CENTRE HALL, PA 16828-5003

Mortgage

Document Number	2350000304,
Date	Sep 22, 2026
Book Page	2350/304

Lender

Name	NORTHWEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2051

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	110 E RIDGE ST, CENTRE HALL, PA 16828-5003
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02239/0683
Date	Oct 8, 2019
Book Page	2239/0683

Lender

Name	NORTHWAY BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Centre County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Centre Hall Borough
Unified School District	Penns Valley Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,504.00 (+2%)	$39,285 (-) Land $7,510 Building $31,775
2025			$78,570 (-) Land $15,020 Building $63,550
2024	$2,455.00	$39,285 Land $7,510 Building $31,775
1994			$78,570 Land $15,020 Building $63,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRE HALL BORO WATER DEPT serves 1,900 people · EPA ID PA4140077
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	43 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Centre WISP Fixed Wireless · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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