108 E Ridge St, Centre Hall, PA 16828 Property Records

Centre County property record for 108 E Ridge St, Centre Hall, PA 16828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,178 sqft · built 1958
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2023)
Tax Bill	$2,544 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-002-,130-,0000`

Property Details

APN / Parcel Number

Primary APN	`34-002-,130-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
Basement Area	532 sqft
Finished Basement	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 E RIDGE ST
City	CENTRE HALL
State	PA
Zip	16828-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GRANDVIEW
Jurisdiction	CENTRE PA
Township / Civil Division	CENTRE HALL
Census Block Group	3
Census Block	3003
Census Tract	10901

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 629, CENTRE HALL, PA 16828-0629
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jun 15, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Mar 26, 1958 · Amount on Record
Deed Book / Page	2307 / 692
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	108 E RIDGE ST, CENTRE HALL, PA 16828-5003
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002335/962
Date	Sep 17, 2025
Book Page	2335/962

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 15, 2023
Property Address	108 E RIDGE ST, CENTRE HALL, PA 16828-5003
Document Number	002307/692
Book / Page	2307 / 692
Map Reference	MB 9 PG 89&90
Instrument Date	Jun 7, 2023
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 629, CENTRE HALL, PA 16828-0629

Mortgage

Document Number	0023070693
Date	Jun 15, 2023
Instrument	2307-0693

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Centre Hall Borough
Unified School District	Penns Valley Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,544.00 (+2%)	$39,905 (-) Land $6,600 Building $33,305
2025			$79,810 (-) Land $13,200 Building $66,610
2024	$2,494.00	$39,905 (-) Land $6,600 Building $33,305
2023	$2,494.00	$39,905 Land $6,600 Building $33,305
1994			$79,810 Land $13,200 Building $66,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRE HALL BORO WATER DEPT serves 1,900 people · EPA ID PA4140077
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	43 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Centre WISP Fixed Wireless · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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