110 Downing Ave, Sea Cliff, NY 11579 Property Records

Nassau County and Oyster Bay Town property record for 110 Downing Ave, Sea Cliff, NY 11579

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,626 sqft · built 1962
Lot Size	0.185 acres (8,058 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Aug 2022)
Tax Bill	$13,640 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-222-00-0435`

Property Details

APN / Parcel Number

Primary APN	`21-222-00-0435`
Alternative APNs	`2423-21-222-00-0435-0` `21222000435000000000` `282423 21.-222-435` `21222 04350`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,058 sqft (0.185 acres)
Lot Dimensions	104 ft deep x 78 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	354 sqft
Patio Area	354 sqft
Balcony Area	114 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21222 04350
Street Address	110 DOWNING AVE
City	SEA CLIFF
State	NY
Zip	11579-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 024
Legal Block	222
Legal Lot Number	435
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	5
Census Block	5028
Census Tract	517400

Owner

110 Downing Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 DOWNING AVE, SEA CLIFF, NY 11579-1912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	202282808
Deed Book / Page	14281 / 248
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Aug 11, 2022
Property Address	110 DOWNING AVE, SEA CLIFF, NY 11579-1912
Document Number	D142810248
Book / Page	D14281 / 248
Instrument Date	Aug 3, 2022
Instrument	2022-82808
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MKM ABSTRACT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 DOWNING AVE, 110, SEA CLIFF, NY 11579-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6912 62ND RD, MIDDLE VILLAGE, NY 11379-1104

Mortgage

Document Number	0202282809
Date	Aug 11, 2022
Instrument	2022-82809

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 110 Downing Ave was $13,640.

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Municipality	Sea Cliff Village
Unified School District	North Shore Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644 Land $287 Building $357	$644,000
2025	$13,640.00
2023	$10,664.00 Homeowner's exemption	$656 Land $293 Building $363	$656,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Downing Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1978–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Downing Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - SEA CLIFF private · serves 13,400 people · EPA ID NY2902853
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20