Nassau County and Oyster Bay Town property record for 108 Downing Ave, Sea Cliff, NY 11579
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,584 sqft · built 1960 |
| Lot Size | 0.182 acres (7,931 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,502 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-222-00-0432 |
| Primary APN | 21-222-00-0432 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 1,794 sqft |
| 1st Floor Area | 1,008 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 7,931 sqft (0.182 acres) |
| Lot Dimensions | 108 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 319 sqft |
| Balcony Area | 8 sqft |
| Canopy | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21222 04320 |
|---|---|
| Street Address | 108 DOWNING AVE |
| City | SEA CLIFF |
| State | NY |
| Zip | 11579-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #3 SCH DIST 024 |
| Legal Block | 222 |
| Legal Lot Number | 432 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | OYSTER BAY |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 517400 |
108 Downing Ave is owned and occupied by two individuals who acquired it in April 2019.
Source: Nassau County and Oyster Bay Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 DOWNING AVE, SEA CLIFF, NY 11579-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JOVIA FINANCIAL FCU |
| Apr 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2019 |
| Transfer Doc | 0137960562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 108 DOWNING AVE, SEA CLIFF, NY 11579-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0438090759 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 43809/759 |
| Instrument | 2019-100551 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 30, 2019 |
| Property Address | 108 DOWNING AVE, SEA CLIFF, NY 11579-1912 |
| Document Number | 0137960562 |
| Book / Page | 013796 / 000562 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 36369 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 DOWNING AVE SEA CLIFF NY 115791912, SEA CLIFF, NY 11579-1912 |
The 2025 property tax bill for 108 Downing Ave was $11,502 with a senior citizen's exemption.
Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Oyster Bay Town |
| Municipality | Sea Cliff Village |
| Unified School District | North Shore Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617 (-0.16%) Land $277 Building $340 | $617,000 (-0.16%) | |
| 2025 | $11,502.00 Veteran's exemption | $618 Land $277 Building $341 | $618,000 |
| 2023 | $9,960.00 Veteran's exemption | $696 Land $312 Building $384 | $696,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Downing Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1978–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Downing Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - SEA CLIFF private · serves 13,400 people · EPA ID NY2902853 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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