Black Hawk County property record for 110 Derbyshire Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 974 sqft · built 1975 |
| Lot Size | 0.206 acres (8,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,000 (Sep 2019) |
| Tax Bill | $3,940 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-257-004 |
| Primary APN | 8913-34-257-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 974 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Basement Area | 974 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 974 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,960 sqft (0.206 acres) |
| Lot Dimensions | 112 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 340 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 110 DERBYSHIRE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT CIRCLE ADDITION LOT 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT CIRCLE ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 1400 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 DERBYSHIRE RD, WATERLOO, IA 50701-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Jun 14, 2016 · Amount on Record |
| Deed Document Number | 2019202000005730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 110 DERBYSHIRE RD, WATERLOO, IA 50701-4146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000005731 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 202000005731 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,940.00 (+16.5%) Homeowner's exemption | $203,920 (+22.75%) Land $31,650 Building $172,270 | $203,920 (+22.75%) Land $31,650 Building $172,270 |
| 2024 | $3,382.00 (+10.81%) | ||
| 2023 | $166,120 (+12.35%) Land $31,650 Building $134,470 | $166,120 (+12.35%) Land $31,650 Building $134,470 | |
| 2022 | $3,052.00 Homeowner's exemption | $147,860 Land $31,650 Building $116,210 | |
| 2021 | $147,860 Land $31,650 Building $116,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures