100 Derbyshire Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 100 Derbyshire Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,364 sqft · built 1976
Lot Size	0.256 acres (11,135 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2021)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-257-005`

Property Details

APN / Parcel Number

Primary APN	`8913-34-257-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Finished Basement	450 sqft
Unfinished Basement	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,135 sqft (0.256 acres)
Lot Dimensions	131 ft deep x 120 ft wide

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	456 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	100 DERBYSHIRE RD
City	WATERLOO
State	IA
Zip	50701-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT CIRCLE ADDITION LOT 5
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT CIRCLE ADDITION
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4015
Census Tract	1400

Owner

100 Derbyshire Rd is owned and occupied by an individual who bought it in May 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	100 DERBYSHIRE RD, WATERLOO, IA 50701-4146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Deed Document Number	202123089
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	100 DERBYSHIRE RD, WATERLOO, IA 50701-4146
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015514
Date	Mar 6, 2017
Instrument	2017-00015514

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 3, 2021
Property Address	100 DERBYSHIRE RD, WATERLOO, IA 50701-4146
Document Number	202100023089
Instrument Date	Apr 6, 2021
Instrument	202100023089
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DERBYSHIRE RD, WATERLOO, IA 50701-4146

Mortgage

Document Number	202100023090
Date	May 3, 2021
Instrument	202100023090

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 6, 2017
Property Address	100 DERBYSHIRE RD, WATERLOO, IA 50701-4146
Document Number	201800006202
Instrument Date	Sep 19, 2017
Instrument	2018-00006202
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 DERBYSHIRE RD, WATERLOO, IA 50701-4146

Mortgage

Document Number	201800006203
Date	Oct 6, 2017
Instrument	2018-00006203

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 100 Derbyshire Rd was $5,018 with a homeowner's exemption, up 12.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (+12.92%) Homeowner's exemption	$256,760 Land $37,890 Building $218,870	$256,760 Land $37,890 Building $218,870
2024	$4,444.00
2023		$211,090 (+12.99%) Land $36,000 Building $175,090	$211,090 Land $36,000 Building $175,090
2022	$3,908.00 Homeowner's exemption	$186,830 Land $36,000 Building $150,830
2021			$186,830 Land $36,000 Building $150,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Derbyshire Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 100 Derbyshire Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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