110 Cougar Rd, Casar, NC 28020 Property Records

Cleveland County property record for 110 Cougar Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	2,149 sqft · built 1968
Lot Size	50 acres (2,178,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Mar 2026)
Tax Bill	$2,327 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38583`

Property Details

APN / Parcel Number

Primary APN	`38583`
Alternative APN	`1309292`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,149 sqft Finished Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	2,178,000 sqft (50 acres)

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	294 sqft
Canopy	400 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1309292
Street Address	110 COUGAR RD
City	CASAR
State	NC
Zip	28020-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	50.00 AC OFF HWY 226
Legal Subdivision	DUNCAN CREEK
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4039
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 COUGAR RD, CASAR, NC 28020-8728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Deed Document Number	2026200125327
Deed Book / Page	1968 / 1442
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 4, 2026
Property Address	110 COUGAR RD, CASAR, NC 28020-8728
Document Number	0019681442
Book / Page	1968 / 1442
Instrument Date	Mar 3, 2026
Instrument	200125327
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 CABANISS FARM RD, SHELBY, NC 28150-9045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 COUGAR RD, CASAR, NC 28020-8728

Mortgage

Document Number	0200125328
Date	Mar 4, 2026
Instrument	200125328

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,327.00 (+3.06%)	$355,684 (-) Land $179,585 Building $176,099	$355,684 (-) Land $179,585 Building $176,099
2025	$2,258.00	$355,684 (+46.42%) Land $179,585 Building $176,099	$355,684 (+46.42%) Land $179,585 Building $176,099
2023		$242,925 Land $124,806 Building $118,119	$242,925 Land $124,806 Building $118,119

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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