106 Cougar Rd, Casar, NC 28020 Property Records

Cleveland County property record for 106 Cougar Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	1,225 sqft · built 1997
Lot Size	2.91 acres (126,934 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Sep 2021)
Tax Bill	$1,410 (2026)
Deeds & Mortgages	May 2018 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48777`

Property Details

APN / Parcel Number

Primary APN	`48777`
Alternative APN	`1342885`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Finished Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	126,934 sqft (2.91 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Deck Area	288 sqft
Canopy	400 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1342885
Street Address	106 COUGAR RD
City	CASAR
State	NC
Zip	28020-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	2.914 AC HWY 226
Legal Subdivision	DUNCAN CREEK
Legal Block	1
Legal Lot Number	43
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4039
Census Tract	950101

Owner

106 Cougar Rd is owned and occupied by an individual who bought it in September 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	106 COUGAR RD, CASAR, NC 28020-8728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Sep 18, 2015 · Amount on File
Deed Document Number	2021200061177
Deed Book / Page	1851 / 2019
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	1767000949
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	106 COUGAR RD, CASAR, NC 28020-8728
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017670952
Date	May 11, 2018
Book Page	1767/0952
Instrument	200013467

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 15, 2021
Property Address	106 COUGAR RD, CASAR, NC 28020-8728
Document Number	0018512019
Book / Page	1851 / 2019
Instrument Date	Sep 15, 2021
Instrument	200061177
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Tax	$412.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 SHUFORD RD, 198, MARION, NC 28752-5556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COUGAR RD, CASAR, NC 28020-8728

Tax Assessment & Valuation

The 2026 property tax bill for 106 Cougar Rd was $1,410, up 5.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,410.00 (+5.46%)	$210,594 (-) Land $27,735 Building $182,859	$210,594 (-) Land $27,735 Building $182,859
2025	$1,337.00	$210,594 Land $27,735 Building $182,859	$210,594 Land $27,735 Building $182,859
2023		$144,037 Land $23,627 Building $120,410	$144,037 Land $23,627 Building $120,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Cougar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Cougar Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cougar Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures