110 Cottage Point Rd, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 110 Cottage Point Rd, Damariscotta, ME 04543

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 928 sqft · built 1960
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on Record
Last Sale	$750,000 (Nov 2021)
Tax Bill	$9,853 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DAMA M:012 L:001`

Property Details

APN / Parcel Number

Primary APN	`DAMA M:012 L:001`
Alternative APN	`641`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	918 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	641
Street Address	110 COTTAGE POINT RD
City	DAMARISCOTTA
State	ME
Zip	04543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1
Jurisdiction	DAMARISCOTTA ME
Township / Civil Division	DAMARISCOTTA
Census Block Group	4
Census Block	4007
Census Tract	975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 217, DAMARISCOTTA, ME 04543-0217
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
May 28, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 30, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202181704
Deed Book / Page	5808 / 227
Last Transfer Date	Dec 5, 2025
Transfer Doc	0063030306
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAMARISCOTTA ME
Recording Date	Jan 2, 2026
Property Address	110 COTTAGE POINT RD, DAMARISCOTTA, ME 04543
Document Number	0063030306
Book / Page	6303 / 306
Instrument Date	Dec 5, 2025
Instrument	120978
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217, DAMARISCOTTA, ME 04543-0217

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAMARISCOTTA ME
Recording Date	Nov 16, 2021
Property Address	110 COTTAGE POINT RD, DAMARISCOTTA, ME 04543
Document Number	0058080227
Book / Page	5808 / 227
Instrument Date	Nov 12, 2021
Instrument	81704
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 DANA RD, BEDFORD, MA 01730-1134

Mortgage

Document Number	81705
Date	Nov 16, 2021
Instrument	81705

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	110 COTTAGE POINT RD, DAMARISCOTTA, ME 04543
Document Number	0055260149
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 COTTAGE POINT RD DAMARISCOTTA ME 04543, DAMARISCOTTA, ME 04543

Mortgage

Document Number	0055260149
Date	Jun 1, 2020
Book Page	005526/000149
Instrument	61348

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	110 COTTAGE POINT RD, DAMARISCOTTA, ME 04543
Document Number	0053500040
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 COTTAGE POINT RD DAMARISCOTTA ME 04543, DAMARISCOTTA, ME 04543

Mortgage

Document Number	0053500040
Date	Feb 1, 2019
Book Page	005350/000040
Instrument	46686

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Damariscotta Town
Secondary School District	Damariscotta (09 - 12)
Elementary School District	Great Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,853.00 (+13.68%)	$468,500 (-) Land $280,600 Building $187,900
2024	$8,667.00 (+32.42%)	$468,500 (+19.18%) Land $280,600 Building $187,900
2023			$736,440
2022	$6,545.00	$393,100 Land $235,800 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 3 condo units
Nearby Flood Claims	6 (2018–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT SALT BAY SANITARY DISTRICT serves 2,143 people · EPA ID ME0090410
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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