103 Cottage Point Rd, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 103 Cottage Point Rd, Damariscotta, ME 04543

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,422 sqft · built 1972
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on Record
Tax Bill$9,911 (2025)
Flood ZoneZone X (minimal risk)
APNDAMA M:012 L:021

Property Details

APN / Parcel Number

Primary APNDAMA M:012 L:021
Alternative APN
  • 870

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Building Area1,422 sqft Living Area
1st Floor Area768 sqft
Basement Area136 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1996
Architectural StyleDuplex Single
Exterior MaterialStone
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number870
Street Address103 COTTAGE POINT RD
CityDAMARISCOTTA
StateME
Zip04543
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number21
JurisdictionDAMARISCOTTA ME
Township / Civil DivisionDAMARISCOTTA
Census Block Group4
Census Block4007
Census Tract975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 492, DAMARISCOTTA, ME 04543-0492
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionDamariscotta Town
Secondary School DistrictDamariscotta (09 - 12)
Elementary School DistrictGreat Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,911.00 (+13.67%)$471,300 (-) Land $280,600 Building $190,700
2024$8,719.00 (+32.45%)$471,300 (+19.2%) Land $280,600 Building $190,700
2022$6,583.00$395,400 Land $235,800 Building $159,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 3 condo units
Nearby Flood Claims6 (2018–2024)
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT SALT BAY SANITARY DISTRICT
serves 2,143 people · EPA ID ME0090410
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cottage Point Rd

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