110 Coconut Palm Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 110 Coconut Palm Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,395 sqft · built 1988
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,400,000 (Mar 2021)
Tax Bill	$43,753 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-39-13-00002-0000-00001.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-13-00002-0000-00001.0`
Alternative APN	`44332`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,395 sqft Living Area
Gross Area	5,071 sqft
1st Floor Area	4,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	191 ft deep x 151 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	676 sqft
Driveway	Brick Driveway
Driveway Area	5,460 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	439 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 COCONUT PALM RD
City	VERO BEACH
State	FL
Zip	32963-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JOHNS ISLAND PLAT 34 PBI 11-80 LOT 1 AND TOG WITH TR B AS REC IN JOHNS ISLAND PLAT 33 PBI 13-72 AND ALSO TOG WITH THE FOLL DESC PROP NLY 25 FT OF A PORT OF COCONUT PALM RD 50 FT ROW FRONTING LOT 1 MORE PART DESC AS FOLL COM AT THE SW COR OF GOVT LOT
Legal Range	39E
Legal Township	32S
Legal Section	13
Legal Subdivision	JOHNS ISLAND PLAT 34
Legal Tract	B
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1016
Census Tract	50507

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 COCONUT PALM RD, INDIAN RIVER SHORES, FL 32963-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jan 11, 2016 · Amount on Record
Deed Document Number	202119757
Deed Book / Page	3401 / 900
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	0028220567
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 23, 2021
Property Address	110 COCONUT PALM RD, VERO BEACH, FL 32963-3705
Document Number	0034010900
Book / Page	3401 / 900
Map Reference	MB 13 PG 72
Instrument Date	Mar 22, 2021
Instrument	3120210019757
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 HOLMES CIR, 435, MEMPHIS, TN 38111-4453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 COCONUT PALM RD, INDIAN RIVER SHORES, FL 32963-3705

Mortgage

Document Number	3401904
Date	Mar 23, 2021
Instrument	3401/904

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$43,753.00 (+7.27%) Homeowner's exemption	$3,690,951 (+5.99%)	$5,095,198 (+12.9%) Land $2,624,929 Building $2,470,269
2023	$40,789.00 (+0.52%)	$3,482,456 (+1.4%)	$4,513,121 (+31.41%) Land $2,067,132 Building $2,445,989
2022	$40,576.00	$3,434,470 Land $1,535,584 Building $1,898,886	$3,434,470 Land $1,535,584 Building $1,898,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20