Indian River County property record for 220 Coconut Palm Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,391 sqft · built 2020 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,550,000 (Dec 2020) |
| Tax Bill | $81,797 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-39-13-00002-0000-00005.0 |
| Primary APN | 32-39-13-00002-0000-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,391 sqft Living Area |
| Gross Area | 5,249 sqft |
| 1st Floor Area | 4,391 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 188 ft deep x 130 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 2,755 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 418 sqft |
| Patio Area | 1,580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 COCONUT PALM RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHNS ISLAND PLAT 34 LOT 5 PBI 11-80 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 13 |
| Legal Subdivision | JOHNS ISLAND PLAT 34 |
| Legal Lot Number | 5 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50507 |
220 Coconut Palm Rd is owned by two individuals who bought it in December 2020.
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30777 RIVERSIDE LN, TRAPPE, MD 21673-1798 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit SHELBY CNTY ST BK |
| Jun 11, 2019 | Warranty Deed, Transfer RIOMAR TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Prior Sale | Jun 11, 2019 · Amount on File |
| Deed Document Number | 202079305 |
| Deed Book / Page | 3372 / 2362 |
| Prior Transfer Date | Apr 27, 2007 |
| Prior Transfer Doc | 0021760935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 30, 2020 |
| Property Address | 220 COCONUT PALM RD, VERO BEACH, FL 32963-3707 |
| Document Number | 0033722362 |
| Book / Page | 3372 / 2362 |
| Map Reference | MB 11 PG 80 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 3120200079305 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | RIOMAR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2055 US HIGHWAY 1, 2055, VERO BEACH, FL 32960-5482 |
| Name | Verified Name |
|---|---|
| Address | 30777 RIVERSIDE LN, TRAPPE, MD 21673-1798 |
| Document Number | 33722365 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 3372/2365 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 220 COCONUT PALM RD, VERO BEACH, FL 32963-3707 |
| Document Number | 0032290506 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2055 US HIGHWAY 1 VERO BEACH FL 329605482, VERO BEACH, FL 32960-5482 |
| Document Number | 0032290506 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 003229/000506 |
| Instrument | 46865 |
| Name | SHELBY CNTY ST BK |
|---|---|
| Type | Bank |
| Address | 130 S MORGAN ST, SHELBYVILLE, IL 62565-2242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Aug 7, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 11, 2019 |
| Property Address | 220 COCONUT PALM RD, VERO BEACH, FL 32963-3707 |
| Document Number | 0032140388 |
| Book / Page | 003214 / 000388 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 34532 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | RIOMAR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $8,715.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2055 US HIGHWAY 1 VERO BEACH FL 329605482, VERO BEACH, FL 32960-5482 |
The 2025 property tax bill for 220 Coconut Palm Rd was $81,797.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,797.00 | $8,121,453 Land $3,571,360 Building $4,550,093 | $8,121,453 Land $3,571,360 Building $4,550,093 |
| 2023 | $68,202.00 (+20.36%) | $6,845,120 (+30.87%) Land $2,343,705 Building $4,501,415 | $6,845,120 (+30.87%) Land $2,343,705 Building $4,501,415 |
| 2022 | $56,667.00 | $5,230,428 Land $1,741,038 Building $3,489,390 | $5,230,428 Land $1,741,038 Building $3,489,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Coconut Palm Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Coconut Palm Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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