110 Carpenter Blvd, Roscommon, MI 48653 Property Records

Roscommon County property record for 110 Carpenter Blvd, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,820 sqft · built 1985
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jun 2026)
Tax Bill$4,078 (2025)
Deeds & MortgagesJan 2012 Mortgage
Aug 2005 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN004-252-043-0000

Property Details

APN / Parcel Number

Primary APN004-252-043-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,820 sqft Building Perimeter
1st Floor Area1,040 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area20,909 sqft (0.48 acres)
Garage Area400 sqft

Location & Zoning

Street Address110 CARPENTER BLVD
CityROSCOMMON
StateMI
Zip48653-8703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-1023 P-490 (L-859P-592&L-697P-37) 243 110 CARPENTER BLVDLOTS 43 HIGHLAND PARK HEIGHTS #2
Legal SubdivisionHIGHLAND PARK HEIGHTS NO 2
Legal Lot Number43
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1095
Census Tract970401

Owner

Source: Roscommon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address213 BALLENGER RD, A, ROSCOMMON, MI 48653-9334
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2012Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Aug 1, 2005Deed of Trust, Mortgage · Line of Credit
GENISYS FINANCIAL CORP
May 20, 2008Deed of Trust, Mortgage · Line of Credit
NORTHLAND AREA FCU
Jun 5, 2026Warranty Deed, Transfer · Conventional Mortgage
NORTH CNTRL AREA CREDIT UNION
Jun 5, 2026Warranty Deed, Transfer · Conventional Mortgage
CENTRAL CREDIT UNION
Aug 21, 2018Deed of Trust, Mortgage · FHA Mortgage
ASPIRE FINANCIAL INC
Aug 21, 2018Warranty Deed, Transfer · FHA Mortgage
ASPIRE FINANCIAL INC
Mar 28, 2005Warranty Deed, Transfer · Conventional Mortgage
AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2026 · Amount on Record
Deed SaleJun 5, 2026 · Amount on Record
Prior SaleAug 21, 2018 · Amount on Record
Deed Document Number20263916
Deed Book / Page1193 / 1711
Record UpdatedOct 29, 2026

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01111/0407
DateJan 19, 2012
Book Page1111/0407
Instrument201200000292
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2042

August 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01029/2421
DateAug 1, 2005
Book Page1029/2421
Instrument200500006621
Lender
NameGENISYS FINANCIAL CORP
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term178 Months
DueJun 5, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01072/0254
DateMay 20, 2008
Book Page1072/0254
Instrument200800003641
Lender
NameNORTHLAND AREA FCU
AddressOSCODA, MI 48750
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.75%
Change FrequencyMonthly

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJun 5, 2026
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Document Number0000003916
Book / Page1193 / 1711
Instrument DateJun 4, 2026
Instrument20263916
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address213 BALLENGER RD, ROSCOMMON, MI 48653-9334

Mortgage

Document Number0000003917,
DateJun 5, 2026
Instrument20263917
Lender
NameNORTH CNTRL AREA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJun 5, 2026
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Document Number01193/1711
Book / Page1193 / 1711
Instrument DateJun 4, 2026
Instrument20263916
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address213 BALLENGER RD, ROSCOMMON, MI 48653-9334

Mortgage

Document Number0000003917,
DateJun 5, 2026
Instrument20263917
Lender
NameCENTRAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001166/0000002418
DateAug 21, 2018
Book Page0000001166/0000002418
Instrument201800006366
Lender
NameASPIRE FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJan 1, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateAug 21, 2018
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Document Number1166/2417
Book / Page1166 / 2417
Instrument DateAug 13, 2018
Instrument201800006365
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 WILLIAMS, HOUGHTON LAKE, MI 48629

Mortgage

Document Number0000001166/0000002418
DateAug 21, 2018
Book Page0000001166/0000002418
Instrument201800006366
Lender
NameASPIRE FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJan 1, 2048

March 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateMar 28, 2005
Property Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703
Document Number1023/0490
Book / Page1023 / 0490
Map ReferenceLN7 PG14
Instrument DateJul 21, 2004
Instrument200500002819
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyMOOSER & FREIBERT LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,157.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1813 N BUYS RD, 1813, MUSKEGON, MI 49445-8648

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 CARPENTER BLVD, ROSCOMMON, MI 48653-8703

Mortgage

Document Number01023/0491
DateMar 28, 2005
Book Page1023/0491
Instrument200500002820
Lender
NameAMERICAS WHOLESALE LENDER
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueAug 1, 2034

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,600 (+11.78%)$311,200 (+11.78%)
2025$4,078.00$139,200 (+47.61%)$278,400 (+47.61%)
2023$94,300$188,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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