110 Bay St, Westerly, RI 02891 Property Records

Westerly Town property record for 110 Bay St, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeCommercial Condominium
Details1 ba · 546 sqft · built 1938
OwnerCompany Name on File
Last Sale$385,000 (Jul 2026)
Tax Bill$2,037 (2025)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone AE (high risk)
APNWEST M:185 B:2 L:C9

Property Details

APN / Parcel Number

Primary APNWEST M:185 B:2 L:C9
Alternative APN
  • 2093001

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area546 sqft Total Area
1st Floor Area3,421 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialRolled Roofing

Location & Zoning

Account Number2093001
Street Address110 BAY ST
CityWESTERLY
StateRI
Zip02891-5747
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Legal SubdivisionINN WATCHHILL
Legal Block2
Legal Lot NumberC9
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1102
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:185 B:2 L:C9

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address110 BAY ST, 9, WESTERLY, RI 02891-5747
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2026 · Amount on Record
Deed SaleJul 23, 2026 · Amount on Record
Prior SaleOct 08, 1999 · Amount on Record
Deed Document Number20262505
Deed Book / Page2026 / 11204
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 23, 2026
Property Address110 BAY ST, WESTERLY, RI 02891-5747
Document Number0000002505
Book / Page2026 / 11204
Instrument DateJul 21, 2026
Instrument20262505
Transaction TypeTransfer
Record UpdatedAug 12, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,037.00 (-23.02%)$286,500 (+4.18%) Building $286,500
2023$2,646.00 (+0.65%)$275,000 (-) Building $275,000
2022$2,629.00$275,000 Building $275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 17% of Rhode Island
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay St

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