Westerly Town property record for 108 Bay St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Commercial Condominium |
|---|---|
| Details | 555 sqft · built 1938 |
| Owner | Company Name on File |
| Last Sale | $268,000 (Jun 2021) |
| Tax Bill | $1,881 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:185 B:2 L:C8 |
| Primary APN | WEST M:185 B:2 L:C8 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 555 sqft Total Area |
| 1st Floor Area | 3,421 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Rolled Roofing |
| Account Number | 2093000 |
|---|---|
| Street Address | 108 BAY ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5747 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Condominium |
| Legal Block | 2 |
| Legal Lot Number | C8 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:185 B:2 L:C8
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 116 JOHN ST, WESTERLY, RI 02891-2430 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 20213873 |
| Deed Book / Page | 2021 / 17266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 30, 2021 |
| Property Address | 108 BAY ST, WESTERLY, RI 02891-5747 |
| Document Number | 2021-17266 |
| Book / Page | 2021 / 17266 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-3873 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 JOHN ST, WESTERLY, RI 02891-2430 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,881.00 (-22.97%) | $264,500 (+4.22%) Building $264,500 |
| 2023 | $2,442.00 (+0.66%) | $253,800 (-) Building $253,800 |
| 2022 | $2,426.00 | $253,800 Building $253,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 456 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured 50 under condo master policies |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 17% of Rhode Island |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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