1. Home
  2. Florida
  3. Monroe County
  4. Key West
  5. Ann St

110 Ann St, Key West, FL 33040 Property Records

Monroe County property record for 110 Ann St, Key West, FL 33040

Property Summary

Property TypeParking Lot
Lot Size0.108 acres (4,746 sqft)
OwnerCompany Name on Record
Last Sale$1,145,000 (Sep 2014)
Tax Bill$9,391 (2024)
Deeds & MortgagesApr 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN00000450-000000

Property Details

APN / Parcel Number

Primary APN00000450-000000
Alternative APNs
  • 01010100000450000000
  • 1000442

Exterior

Lot Area4,746 sqft (0.108 acres)
Lot Dimensions113 ft deep x 42 ft wide

Location & Zoning

Account Number1000442
Old Parcel Number01010100000450000000
Street Address110 ANN ST
CityKEY WEST
StateFL
Zip33040
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Lot
Legal DescriptionKW PT LOT 2 SQR 7 PARCEL NO 4 OR169-559/60 OR422-438/41 OR662-840/43 OR666-125/27 OR589-291/94 OR758-637/38 OR1965-904/06
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 07
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2040
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address512 FRONT ST, KEY WEST, FL 33040-6619
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Prior SaleJan 6, 2004
Deed Document Number1999007
Deed Book / Page2704 / 1487
Record UpdatedJun 8, 2026

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Recording DateApr 20, 2017
Property Address110 ANN ST, KEY WEST, FL 33040-6669
Document Number0028500648
Book / Page002850 / 000648
Instrument DateApr 17, 2017
Instrument2119666
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 ANN ST KEY WEST FL 33040, KEY WEST, FL 33040

Mortgage

Document Number28500648
DateApr 20, 2017
Book Page002850/000648
Instrument2119666
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 19, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,065,002 (-2.86%) Land $1,065,002$1,065,002 (-2.86%) Land $1,065,002
2024$9,391.00 (-0.73%)
2023$9,460.00 (+11.1%)$1,096,326 (+1%) Land $1,096,326$1,096,326 (+1%) Land $1,096,326
2022$8,515.00$996,660 Land $996,660$996,660 Land $996,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures